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In-Disposable Income and The Long Road out of Debt

From the June 2010 HRA Journal David Coffin & Eric Coffin, HRA Advisories The Bank of Canada just doubled its overnight lending rate, to 0.5%, and became the first G8 country to do so since the Crunch.  That came after a +6% growth rate in Q1 that brings Canada’s GDP to within 0.4% of its peak valuation, and strong employment gains in April.  Of course the loonie dropped nearly a cent against the US$ after the rate hike was announced. The rate hike wasn’t a surprise given the BoC had picked June as the likely point to reduce stimulus at the beginning of the year.  Strong economic stats reinforced that likelihood for months.  The bigger surprise was that very strong Q1 growth number, which is the largest quarterly jump…
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