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First Farmers and Merchants Corporation Declares Quarterly Cash Dividend of $0.24 Per Share

First Farmers and Merchants Corporation (OTC Pink: FFMH), the holding company for First Farmers and Merchants Bank, today announced that its Board of Directors has declared the Company’s regular quarterly cash dividend of $0.24 per share, which will be paid on October 16, 2023, to shareholders of record as of October 2, 2023. The dividend represents a 4.3% increase compared with the cash dividend paid during the same period last year.

About First Farmers and Merchants Corporation and First Farmers and Merchants Bank

First Farmers and Merchants Corporation is the holding company for First Farmers and Merchants Bank, a community bank serving the Middle Tennessee area through 22 offices in seven Middle Tennessee counties. As of June 30, 2023, First Farmers reported total assets of approximately $1.9 billion, total shareholders’ equity of approximately $108 million, and administered trust assets of $5.7 billion. For more information about First Farmers, visit us on the Web at www.myfirstfarmers.com under “Investor Relations.”

Contacts

Robert E. Krimmel

Chief Financial Officer

(931) 380-8257

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