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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

         Date of Report (Date of earliest event reported): July 16, 2003
                                                           -------------

                               FIRST CAPITAL, INC.
                               -------------------
             (Exact name of registrant as specified in its charter)

      Indiana                          0-25023                35-2056949
      -------                       -------------           --------------
(State or other Jurisdiction of     (Commission             (IRS Employer
incorporation or organization)      File Number)            Identification No.)


220 Federal Drive N.W., Corydon, Indiana                    47112
----------------------------------------                    ---------
(Address of principal executive offices)                    (Zip Code)

                                 (812) 738-2198
                                 --------------
              (Registrant's telephone number, including area code)

                                 Not Applicable
                                 --------------
         (Former name or former address, if changed since last report.)














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ITEM 7.   FINANCIAL STATEMENTS AND OTHER EXHIBITS
          ---------------------------------------

      Exhibit 99.1      Press Release Dated July 16, 2003

ITEM 9.   REGULATION FD DISCLOSURE
          ------------------------

      On July 16, 2003, First Capital,  Inc. announced its financial results for
the quarter ended June 30, 2003. The press release announcing  financial results
for the quarter  ended June 30, 2003 is filed as Exhibit  99.1 and  incorporated
herein by reference.

      This information is being furnished pursuant to Item 12 of Form 8-K and is
being presented under Item 9 as provided in the  Commission's  interim  guidance
regarding  Form  8-K  Item  11 and  Item 12  filing  requirements  (Release  No.
34-47583).



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                                   SIGNATURES

      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                        FIRST CAPITAL, INC.

Dated: July 17, 2003                    By: /s/ Samuel E. Uhl
                                            ------------------------------------
                                            Samuel E. Uhl
                                            Chief Operating Officer

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