1

                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                   FORM 12B-25
                                           Commission File Number  000-22278
                                                                 -------------

                           NOTIFICATION OF LATE FILING
    (Check One): [ ] Form 10-K  [ x ] Form 11-K   [ ] Form 20-F  [ ] Form 10-Q
                 [ ] Form N-SAR

For Period Ended:      DECEMBER 31, 2000
                   -------------------------------------------------------------
[ ] Transition Report on Form 10-K      [ ] Transition Report on Form 10-Q
[ ] Transition Report on Form 20-F      [ ] Transition Report on Form N-SAR
[ ] Transition Report on Form 11-K
For the Transition Period Ended:
                                  --------------------------------------------

     READ ATTACHED INSTRUCTION BEFORE PREPARING FORM. PLEASE PRINT OR TYPE.

      Nothing in this form shall be construed to imply that the  Commission  has
      verified any information contained herein.

      If the  notification  relates to a portion of the  filing  checked  above,
      identify the Item(s) to which the notification relates:

                         PART I - REGISTRANT INFORMATION

Full name of registrant:  NEW YORK COMMUNITY BANCORP, INC.  (COLUMBIA FEDERAL
                         -------------------------------------------------------
SAVINGS BANK 401(K) THRIFT INCENTIVE SAVINGS PLAN)
--------------------------------------------------------------------------------
Former name if applicable QUEENS COUNTY BANCORP, INC.
                          ------------------------------------------------------
Address of principal executive office (STREET AND NUMBER)
  615 MERRICK AVENUE
--------------------------------------------------------------------------------
City, State and Zip Code    WESTBURY, NEW YORK 11590
                          ------------------------------------------------------

                        PART II - RULE 12B-25 (B) AND (C)

      If the subject  report could not be filed without  unreasonable  effort or
      expense and the registrant  seeks relief pursuant to Rule  12b-25(b),  the
      following should be completed. (Check appropriate box).

[x]   (a) The  reasons  described  in reasonable detail in Part III of this form
      could not be eliminated without unreasonable effort or expense;
[x]   (b) The subject annual report,  semi-annual report,  transition  report on
      Form 10-K, 20-F, 11-K or Form N-SAR, or portion thereof,  will be filed on
      or before the 15th calendar day following the  prescribed due date; or the
      subject  quarterly  report or  transition  report on Form 10-Q, or portion
      thereof will be filed on or before the fifth  calendar day  following  the
      prescribed due date; and
[ ]   (c) The accountant's statement or other exhibit required by Rule 12b-25(c)
      has been attached if applicable.

                              PART III - NARRATIVE

      State below in  reasonable  detail the  reasons  why the Form 10-K,  11-K,
20-F, 10-Q,  N-SAR, or the transition  report or portion  thereof,  could not be
filed within the prescribed time period. (Attach extra sheets if needed.)

      FINANCIAL  STATEMENTS FOR THE COLUMBIA  FEDERAL SAVINGS BANK 401(K) THRIFT
      INCENTIVE  SAVINGS  PLAN  (THE  "PLAN")  (ASSUMED  BY NEW  YORK  COMMUNITY
      BANCORP,  INC. AS A RESULT OF THE  ASSUMPTION  OF HAVEN  BANCORP,  INC. ON
      NOVEMBER 30, 2000) FOR THE FISCAL YEAR ENDED  DECEMBER 31, 2000, FOR WHICH
      THE FORM 11-K IS DUE,  ARE NOT  AVAILABLE  AT THIS TIME  BECAUSE  THE PLAN
      ADMINISTRATOR  HAS NOT BEEN ABLE TO  OBTAIN  ALL OF THE  PLAN'S  FINANCIAL
      STATEMENTS FROM THE PLAN'S INDEPENDENT AUDITORS.



 2



                          PART IV -- OTHER INFORMATION

      (1)   Name and telephone number of person to contact in regard to this
            notification

      MICHAEL J. LINCKS                       516          683-4100
--------------------------------------------------------------------------------
            (Name)                        (Area Code) (Telephone Number)

      (2) Have all other periodic  reports required under Section 13 or 15(d) of
the Securities  Exchange Act of 1934 or Section 30 of the Investment Company Act
of 1940  during the  preceding  12 months or for such  shorter  period  that the
registrant  was  required to file such  report(s)  been filed?  If answer is no,
identify report(s).
                                                        [ x ] Yes     [   ] No
      (3) Is it anticipated that any significant change in results of operations
from the corresponding  period for the last fiscal year will be reflected by the
earnings statements to be included in the subject report or portion thereof?
                                                        [   ] Yes     [ x ] No
      If so: attach an explanation of the anticipated  change,  both narratively
and  quantitatively,  and, if  appropriate,  state the reasons why a  reasonable
estimate of the results cannot be made.

   NEW YORK COMMUNITY BANCORP, INC.
--------------------------------------------------------------------------------
                  (Name of Registrant as Specified in Charter)

Has caused this notification to be signed on its behalf by the undersigned
thereunto duly authorized.

Date  June 29, 2001                    By /s/ Michael J. Lincks
      ------------------------------      --------------------------------------
                                          MICHAEL J. LINCKS, EXECUTIVE VICE
                                          PRESIDENT

      INSTRUCTION.  The  form  may be  signed  by an  executive  officer  of the
registrant or by any other duly authorized representative. The name and title of
the person signing the form shall be typed or printed beneath the signature.  If
the  statement  is  signed  on  behalf  of  the   registrant  by  an  authorized
representative   (other   than   an   executive   officer),   evidence   of  the
representative's  authority to sign on behalf of the  registrant  shall be filed
with the form.

                                    ATTENTION
      Intentional misstatements or omissions of fact constitute Federal Criminal
Violations (see 18 U.S.C. 1001).

                              GENERAL INSTRUCTIONS
      1.  This  form is  required  by  Rule  12b-25  of the  General  Rules  and
Regulations under the Securities Exchange Act of 1934.

      2.  One  signed  original  and  four  conformed  copies  of this  form and
amendments  thereto must be completed and filed with the Securities and Exchange
Commission,  Washington,  D.C. 20549, in accordance with Rule 0-3 of the General
Rules and Regulations under the Act. The information  contained in or filed with
the form will be made a matter of public record in the Commission files.

      3. A manually  signed  copy of the form and  amendments  thereto  shall be
filed with each national securities exchange on which any class of securities of
the registrant is registered.

      4. Amendments to the  notifications  must also be filed on Form 12b-25 but
need not restate information that has been correctly  furnished.  The form shall
be clearly identified as an amended notification.

      5.  ELECTRONIC  FILERS.  This form shall not be used by electronic  filers
unable to timely file a report  solely due to  electronic  difficulties.  Filers
unable to submit a report within the time period  prescribed due to difficulties
in  electronic  filing  should  comply  with  either  Rule  201 or  Rule  202 of
Regulation  S-T or apply for an adjustment in filing date pursuant to Rule 13(b)
of Regulation S-T.

(Bulletin No. 161, 02-03-95)