SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

         Date of Report (Date of earliest event reported) April 27, 2004

                          WORLD ACCEPTANCE CORPORATION
                          ----------------------------
             (Exact Name of Registrant as Specified in its Charter)

       South Carolina                    0-19599                 57-0425114
----------------------------         ----------------        -------------------
(State or Other Jurisdiction         (Commission File          (I.R.S. Employer
      of Incorporation)                  Number)             Identification No.)

                              108 Frederick Street
                        Greenville, South Carolina 29607
                    ----------------------------------------
                    (Address of Principal Executive Offices)
                                   (Zip Code)

                                 (864) 298-9800
              ----------------------------------------------------
              (Registrant's Telephone Number, Including Area Code)

                                 Not Applicable
              -----------------------------------------------------
              (Former name or address, if changed from last report)




Item 7. Financial Statements and Exhibits.

      (c)   The following exhibit is filed as part of this report.

      Exhibit 99.1 - Press Release issued April 27, 2004

Item 9. Regulation FD Disclosure; and

Item 12. Results of Operations and Financial Condition.

On April 27, 2004, World Acceptance  Corporation ("WRLD") issued a press release
announcing  financial  information for its fourth fiscal quarter ended March 31,
2004.  The press  release is  attached  as Exhibit  99.1 to this Form 8-K and is
furnished to, but not filed with, the Commission.




                                   SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date: April 27, 2004

                                            WORLD ACCEPTANCE CORPORATION

                                            By: /s/ A. Alexander McLean, III
                                                -------------------------------
                                                   A. Alexander McLean, III
                                                   Executive Vice President and
                                                   Chief Financial Officer




                                  EXHIBIT INDEX

      Exhibit                                                        Exhibit No.
      -------                                                        -----------

      Press Release issued April 27, 2004..........................     99.1