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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant
to Section 13 or 15(d) of the
Securities
Exchange Act of 1934
Date of
Report April 29, 2019
(Date
of earliest event reported)
KINGSTONE COMPANIES, INC.
(Exact
Name of Registrant as Specified in Charter)
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Delaware
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0-1665
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36-2476480
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(State
or Other Jurisdiction
of
Incorporation)
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(Commission
File No.)
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(IRS
Employer Identification
Number)
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15 Joys
Lane, Kingston, NY
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12401
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(Address
of Principal Executive Offices)
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(Zip
Code)
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Registrant's
telephone number, including area code: (845) 802-7900
Check
the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant
under any of the following provisions:
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☐
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Written
communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
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☐
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Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
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☐
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Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17
CFR 240.14d-2(b))
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☐
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Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17
CFR 240.13e-4(c))
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Indicate
by check mark whether the registrant is an emerging growth company
as defined in Rule 405 of the Securities Act of 1933 (§230.405
of this chapter) or Rule 12b-2 of the Securities Exchange Act of
1934 (§240.12b-2 of this chapter).
Emerging
growth company ☐
If an
emerging growth company, indicate by check mark if the registrant
has elected not to use the extended transition period for complying
with any new or revised financial accounting standards provided
pursuant to Section 13(a) of the Exchange Act. ☐
Item
2.02
Results of Operations and Financial Condition.
On
April 29, 2019, Kingstone Companies, Inc. (the
“Company”) issued a press release (the “Press
Release”) announcing that Kingstone Insurance Company
(“KICO”), the Company’s principal operating
subsidiary, estimates catastrophe losses in the first quarter of
2019 and the resulting impact on the Company’s quarterly
combined ratio. A copy of the Press Release is furnished as Exhibit
99.1 hereto.
The
information furnished with this Item 2.02, including Exhibit 99.1,
shall not be deemed “filed” for purposes of Section 18
of the Securities Exchange Act of 1934 (the “Exchange
Act”) or otherwise subject to the liabilities of that
section, nor shall it be deemed incorporated by reference into any
other filing under the Securities Act of 1933, as amended (the
“Securities Act”), or the Exchange Act, except as
expressly set forth by specific reference in such
filing.
Item
7.01
Regulation FD Disclosure.
On
April 29, 2019, the Company also announced in the Press Release
that there has been a reorganization in KICO’s Claims
Department, which includes the hiring of Bill O’Brien as
Chief Claims Officer, and that claims case reserves have been
strengthened. The Company provided further updated guidance on the
full year expected combined ratio excluding catastrophe
losses.
The
information furnished with this item 7.01 shall not be deemed
“filed” for purposes of Section 18 of the Exchange Act
or otherwise subject to the liabilities of that section, nor shall
it be deemed incorporated by reference into any other filing under
the Securities Act, or the Exchange Act, except as expressly set
forth by specific reference in such filing.
Item
9.01
Financial Statements and
Exhibits.
Press release,
dated April 29, 2019, issued by Kingstone Companies,
Inc.
SIGNATURES
Pursuant to the
requirements of the Securities Exchange Act of 1934, the registrant
has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
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KINGSTONE
COMPANIES, INC.
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Dated: May 1,
2019
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By:
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/s/ Dale A.
Thatcher
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Dale A.
Thatcher
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President &
CEO
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