SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 6-K

Report of Foreign Private Issuer
Pursuant to Rule 13a-16 Or 15d-16 Of The
Securities Exchange Act of 1934

For the month of January of 2007

BANCO LATINOAMERICANO DE EXPORTACIONES, S.A.

(Exact name of Registrant as specified in its Charter)

 

LATIN AMERICAN EXPORT BANK

(Translation of Registrant’s name into English)

 

Calle 50 y Aquilino de la Guardia

P.O. Box 0819-08730

El Dorado, Panama City

Republic of Panama

(Address of Registrant’s Principal Executive Offices)

(Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.)

 

Form 20-F

x

 

Form 40-F

o

 

(Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing information to the Commission pursuant to Rule 12g-3-2(b) under the Securities Exchange Act of 1934.)

 

Yes

o

 

No

x

 

(If “Yes” is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b). 82__.)



SIGNATURES

          Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereto duly authorized.

January 10, 2007

 

Banco Latinoamericano de Exportaciones, S.A.

 

 

 

 

 

 

 

 

By:

/s/ Pedro Toll

 

 

 


 

 

Name:

Pedro Toll

 

 

Title:

Deputy Manager




Message

BANCO LATINOAMERICANO DE EXPORTACIONES
BALANCE DE SITUACIÓN DE DICIEMBRE 2005 Y ENERO-NOVIEMBRE 2006
(En Balboas)

4 de Enero de 2007


 

 

 

 

 

 

2005

 

2006

 

 

 

 

 

 


 


Descripción

 

Absoluta

 

%

 

Diciembre

 

Enero

 

Febrero

 

Marzo

 

Abril

 

Mayo


 


 


 


 


 


 


 


 


ACTIVOS LIQUIDOS

 

-81,748,689.38

 

-35.57

 

229,850,018.38

 

196,721,923.53

 

168,261,614.37

 

149,386,765.87

 

114,881,933.56

 

60,162,287.02

Depositos Locales en Bancos

 

50,653.61

 

44.77

 

113,130.93

 

143,003.06

 

199,605.12

 

218,218.33

 

195,234.30

 

1,086,270.68

A la Vista

 

50,653.61

 

44.77

 

113,130.93

 

143,003.06

 

199,605.12

 

218,218.33

 

195,234.30

 

1,086,270.68

A Plazo

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Depositos Extranjeros en Bancos

 

-81,797,340.16

 

-35.61

 

229,724,544.72

 

196,570,119.96

 

168,050,799.58

 

149,157,158.27

 

114,656,067.29

 

59,063,750.11

A la Vista

 

1,302,659.84

 

248.34

 

524,544.72

 

570,119.96

 

550,799.58

 

357,158.27

 

1,456,067.29

 

1,888,750.11

A Plazo

 

-83,100,000.00

 

-36.26

 

229,200,000.00

 

196,000,000.00

 

167,500,000.00

 

148,800,000.00

 

113,200,000.00

 

57,175,000.00

Menos Provisiones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Otros

 

-2,002.83

 

-16.23

 

12,342.73

 

8,800.51

 

11,209.67

 

11,389.27

 

30,631.97

 

12,266.23

CARTERA CREDITICIA

 

433,467,160.42

 

16.86

 

2,570,571,012.15

 

2,432,060,734.87

 

2,493,605,033.89

 

2,546,352,925.93

 

2,445,451,397.17

 

2,604,011,689.70

Locales

 

33,173,352.47

 

18.17

 

182,580,335.71

 

170,060,870.91

 

178,503,679.16

 

178,749,183.50

 

164,433,954.00

 

185,744,889.15

Extranjero

 

410,591,656.86

 

16.91

 

2,427,438,626.39

 

2,301,441,680.16

 

2,351,554,768.98

 

2,410,814,109.78

 

2,324,227,810.52

 

2,461,479,184.50

Menos Provisiones

 

10,297,848.91

 

26.10

 

39,447,949.95

 

39,441,816.20

 

36,453,414.25

 

43,210,367.35

 

43,210,367.35

 

43,212,383.95

Locales

 

-3,542,533.90

 

-65.76

 

5,387,343.78

 

291,203.74

 

338,183.72

 

313,430.15

 

313,430.15

 

315,546.75

Extranjero

 

13,840,382.81

 

40.63

 

34,060,606.17

 

39,150,612.46

 

36,115,230.53

 

42,896,937.20

 

42,896,937.20

 

42,896,837.20

INVERSIONES EN VALORES

 

350,912,761.94

 

164.34

 

213,524,943.41

 

161,836,319.12

 

190,137,048.43

 

318,379,517.19

 

479,437,671.90

 

573,108,488.02

Locales

 

15,008,800.00

 

295.16

 

5,085,000.00

 

5,025,000.00

 

15,037,500.00

 

19,900,000.00

 

19,538,600.00

 

19,563,200.00

Extranjero

 

335,903,961.94

 

161.15

 

208,439,943.41

 

156,811,319.12

 

175,099,548.43

 

298,479,517.19

 

459,899,071.90

 

553,545,288.02

Menos Provisiones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

OTROS ACTIVOS

 

-50,137,425.72

 

-32.21

 

155,673,189.23

 

155,484,220.45

 

95,131,234.53

 

100,419,407.34

 

87,097,768.59

 

105,497,201.35

Locales

 

15,841,504.52

 

185.61

 

8,534,972.50

 

8,432,445.42

 

10,482,015.63

 

11,111,967.66

 

11,733,718.79

 

20,227,217.91

Extranjero

 

-65,978,930.24

 

-44.84

 

147,138,216.73

 

147,051,775.03

 

84,649,218.90

 

89,307,439.68

 

75,364,049.80

 

85,269,983.44

TOTAL DE ACTIVOS

 

652,493,807.26

 

20.59

 

3,169,619,163.17

 

2,946,103,197.97

 

2,947,134,931.22

 

3,114,538,616.33

 

3,126,868,771.22

 

3,342,779,666.09

DEPOSITOS

 

-66,321,412.51

 

-6.34

 

1,046,617,541.80

 

961,172,366.75

 

1,002,054,391.61

 

1,144,205,445.24

 

1,032,514,380.51

 

1,159,561,113.48

Locales

 

63,239,380.28

 

82.66

 

76,505,979.15

 

75,068,841.87

 

75,112,324.52

 

78,590,621.48

 

58,392,301.66

 

89,225,963.62

Oficiales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Particulares

 

-68,555.47

 

-100.00

 

68,555.47

 

71,526.30

 

74,493.85

 

77,503.94

 

80,508.58

 

83,591.58

A la Vista

 

-68,555.47

 

-100.00

 

68,555.47

 

71,526.30

 

74,493.85

 

77,503.94

 

80,508.58

 

83,591.58

A Plazo

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Ahorros

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Bancos

 

63,307,935.75

 

82.82

 

76,437,423.68

 

74,997,315.57

 

75,037,830.67

 

78,513,117.54

 

58,311,793.08

 

89,142,372.04

A la Vista

 

-10,955,032.38

 

-56.50

 

19,389,547.08

 

13,970,578.97

 

7,493,199.52

 

12,950,393.85

 

11,941,026.48

 

3,545,875.39

A Plazo

 

74,262,968.13

 

130.18

 

57,047,876.60

 

61,026,736.60

 

67,544,631.15

 

65,562,723.69

 

46,370,766.60

 

85,596,496.65

Extranjero

 

-129,560,792.79

 

-13.36

 

970,111,562.65

 

886,103,524.88

 

926,942,067.09

 

1,065,614,823.76

 

974,122,078.85

 

1,070,335,149.86

Oficiales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Particulares

 

-52,164,361.41

 

-58.38

 

89,349,913.77

 

39,358,612.33

 

97,190,392.35

 

97,195,213.72

 

37,233,638.70

 

91,547,352.83

A la Vista

 

8,138.59

 

0.60

 

1,349,913.77

 

1,358,612.33

 

1,362,892.35

 

1,367,713.72

 

1,406,138.70

 

1,412,160.83

A Plazo

 

-52,172,500.00

 

-59.29

 

88,000,000.00

 

38,000,000.00

 

95,827,500.00

 

95,827,500.00

 

35,827,500.00

 

90,135,192.00

De Ahorros

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Bancos

 

-77,396,431.38

 

-8.79

 

880,761,648.88

 

846,744,912.55

 

829,751,674.74

 

968,419,610.04

 

936,888,440.15

 

978,787,797.03

A la Vista

 

85,895,185.61

 

1,133.70

 

7,576,512.05

 

7,754,593.37

 

7,608,750.38

 

7,348,714.04

 

7,996,262.90

 

10,032,821.49

A Plazo

 

-163,291,616.99

 

-18.70

 

873,185,136.83

 

838,990,319.18

 

822,142,924.36

 

961,070,896.00

 

928,892,177.25

 

968,754,975.54

OBLIGACIONES

 

848,879,664.66

 

65.31

 

1,299,707,654.53

 

1,160,813,511.50

 

1,183,159,426.71

 

1,211,745,735.01

 

1,394,790,637.04

 

1,471,665,605.17

Locales

 

-817,393.24

 

-2.65

 

30,817,393.24

 

30,827,326.53

 

30,816,373.24

 

20,942,674.80

 

20,942,674.80

 

106,430.00

Extranjero

 

849,697,057.90

 

66.96

 

1,268,890,261.29

 

1,129,986,184.97

 

1,152,343,053.47

 

1,190,803,060.21

 

1,373,847,962.24

 

1,471,559,175.17

OTROS PASIVOS

 

-87,955,186.78

 

-43.63

 

201,606,063.96

 

199,075,894.63

 

156,632,231.45

 

171,422,070.35

 

111,750,663.85

 

128,125,704.85

Locales

 

12,959,131.96

 

294.33

 

4,402,882.06

 

5,071,759.57

 

3,546,629.00

 

5,323,286.18

 

3,901,354.19

 

4,511,613.14

Extranjero

 

-100,914,318.74

 

-51.17

 

197,203,181.90

 

194,004,135.06

 

153,085,602.45

 

166,098,784.17

 

107,849,309.66

 

123,614,091.71

PATRIMONIO

 

-42,109,258.58

 

-6.77

 

621,687,903.33

 

625,041,425.18

 

605,288,881.81

 

587,165,366.10

 

587,813,089.79

 

583,427,242.69

Capital

 

-27,934,988.13

 

-9.07

 

308,036,516.51

 

308,008,142.60

 

308,036,320.80

 

303,325,174.12

 

301,606,289.18

 

299,135,300.36

Reservas de Capital

 

0.00

 

0.00

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

Otras Reservas

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Utilidad de Periodos Anteriores

 

21,216,435.22

 

15.40

 

137,799,382.62

 

217,639,221.93

 

172,581,437.12

 

172,689,499.62

 

172,677,109.59

 

172,689,499.62

Utilidad de Periodo

 

-35,141,857.24

 

-43.92

 

80,021,975.18

 

3,718,273.75

 

29,376,513.45

 

16,586,452.24

 

19,543,853.03

 

21,633,608.45

Ganancia o Perdida en Valores Disponible para la venta

 

-248,848.43

 

-40.14

 

619,875.35

 

465,633.23

 

84,456.77

 

-645,913.55

 

-1,224,315.68

 

-5,241,319.41

Deuda Subordinada

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

PASIVO Y PATRIMONIO

 

652,493,806.79

 

20.59

 

3,169,619,163.62

 

2,946,103,198.06

 

2,947,134,931.58

 

3,114,538,616.70

 

3,126,868,771.19

 

3,342,779,666.19




 

 

2006

 

 


Descripción

 

Junio

 

Julio

 

Agosto

 

Septiembre

 

Octubre

 

Noviembre

 

Diciembre


 


 


 


 


 


 


 


ACTIVOS LIQUIDOS

 

116,681,698.17

 

82,969,590.27

 

127,421,667.76

 

56,709,302.87

 

11,214,707.49

 

148,101,329.00

 

0.00

Depositos Locales en Bancos

 

192,456.98

 

151,137.76

 

173,265.87

 

161,370.38

 

187,190.69

 

163,784.54

 

0.00

A la Vista

 

192,456.98

 

151,137.76

 

173,265.87

 

161,370.38

 

187,190.69

 

163,784.54

 

0.00

A Plazo

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Depositos Extranjeros en Bancos

 

116,477,736.13

 

82,808,317.66

 

127,236,818.01

 

56,535,787.49

 

11,017,519.31

 

147,927,204.56

 

0.00

A la Vista

 

4,402,736.13

 

633,317.66

 

2,261,818.01

 

535,787.49

 

1,317,519.31

 

1,827,204.56

 

0.00

A Plazo

 

112,075,000.00

 

82,175,000.00

 

124,975,000.00

 

56,000,000.00

 

9,700,000.00

 

146,100,000.00

 

0.00

Menos Provisiones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Otros

 

11,505.06

 

10,134.85

 

11,583.88

 

12,145.00

 

9,997.49

 

10,339.90

 

0.00

CARTERA CREDITICIA

 

2,663,474,110.09

 

2,779,175,556.53

 

2,692,301,632.05

 

2,744,098,182.87

 

3,065,891,647.97

 

3,004,038,172.57

 

0.00

Locales

 

222,817,921.62

 

234,290,022.97

 

238,832,235.22

 

236,116,354.43

 

230,826,475.52

 

215,753,688.18

 

0.00

Extranjero

 

2,485,840,093.12

 

2,590,069,682.32

 

2,498,651,865.32

 

2,557,734,675.59

 

2,884,818,316.31

 

2,838,030,283.25

 

0.00

Menos Provisiones

 

45,183,904.65

 

45,184,148.76

 

45,182,468.49

 

49,752,847.15

 

49,753,143.86

 

49,745,798.86

 

0.00

Locales

 

597,780.08

 

597,780.08

 

597,780.08

 

1,844,809.88

 

1,844,809.88

 

1,844,809.88

 

0.00

Extranjero

 

44,586,124.57

 

44,586,368.68

 

44,584,688.41

 

47,908,037.27

 

47,908,333.98

 

47,900,988.98

 

0.00

INVERSIONES EN VALORES

 

579,605,171.05

 

576,347,033.50

 

569,969,790.92

 

570,688,819.04

 

563,672,162.47

 

564,437,705.35

 

0.00

Locales

 

19,393,800.00

 

20,032,000.00

 

19,905,000.00

 

19,985,800.00

 

20,002,000.00

 

20,093,800.00

 

0.00

Extranjero

 

560,211,371.05

 

556,315,033.50

 

550,064,790.92

 

550,703,019.04

 

543,670,162.47

 

544,343,905.35

 

0.00

Menos Provisiones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

OTROS ACTIVOS

 

171,450,723.28

 

159,590,841.09

 

209,511,513.25

 

80,647,513.08

 

84,571,401.73

 

105,535,763.51

 

0.00

Locales

 

15,624,063.27

 

12,561,653.14

 

7,581,940.26

 

22,362,568.32

 

19,150,981.07

 

24,376,477.02

 

0.00

Extranjero

 

155,826,660.01

 

147,029,187.95

 

201,929,572.99

 

58,284,944.76

 

65,420,420.66

 

81,159,286.49

 

0.00

TOTAL DE ACTIVOS

 

3,531,211,702.59

 

3,598,083,021.39

 

3,599,204,603.98

 

3,452,143,817.86

 

3,725,349,919.66

 

3,822,112,970.43

 

0.00

DEPOSITOS

 

1,234,729,283.82

 

1,257,224,332.24

 

1,154,109,843.93

 

1,104,024,174.77

 

1,171,903,445.93

 

980,296,129.29

 

0.00

Locales

 

115,759,239.50

 

76,902,163.74

 

53,819,280.43

 

77,394,852.71

 

165,145,645.53

 

139,745,359.43

 

0.00

Oficiales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Particulares

 

86,671.61

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

A la Vista

 

86,671.61

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

A Plazo

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Ahorros

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Bancos

 

115,672,567.89

 

76,902,163.74

 

53,819,280.43

 

77,394,852.71

 

165,145,645.53

 

139,745,359.43

 

0.00

A la Vista

 

13,583,815.60

 

14,807,923.93

 

6,644,393.20

 

7,373,502.54

 

3,431,718.80

 

8,434,514.70

 

0.00

A Plazo

 

102,088,752.29

 

62,094,239.81

 

47,174,887.23

 

70,021,350.17

 

161,713,926.73

 

131,310,844.73

 

0.00

Extranjero

 

1,118,970,044.32

 

1,180,322,168.50

 

1,100,290,563.50

 

1,026,629,322.06

 

1,006,757,800.40

 

840,550,769.86

 

0.00

Oficiales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Particulares

 

76,552,805.35

 

116,343,763.76

 

77,161,676.02

 

77,169,048.08

 

37,180,047.77

 

37,185,552.36

 

0.00

A la Vista

 

1,417,613.35

 

1,328,571.76

 

1,334,176.02

 

1,341,548.08

 

1,352,547.77

 

1,358,052.36

 

0.00

A Plazo

 

75,135,192.00

 

115,015,192.00

 

75,827,500.00

 

75,827,500.00

 

35,827,500.00

 

35,827,500.00

 

0.00

De Ahorros

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Bancos

 

1,042,417,238.97

 

1,063,978,404.74

 

1,023,128,887.48

 

949,460,273.98

 

969,577,752.63

 

803,365,217.50

 

0.00

A la Vista

 

122,341,936.99

 

214,245,470.26

 

237,379,519.14

 

96,416,405.82

 

69,345,352.56

 

93,471,697.66

 

0.00

A Plazo

 

920,075,301.98

 

849,732,934.48

 

785,749,368.34

 

853,043,868.16

 

900,232,400.07

 

709,893,519.84

 

0.00

OBLIGACIONES

 

1,522,873,425.19

 

1,585,675,401.98

 

1,639,074,204.57

 

1,672,395,777.56

 

1,881,935,352.31

 

2,148,587,319.19

 

0.00

Locales

 

15,000,000.00

 

15,000,000.00

 

17,600,390.00

 

32,382,309.90

 

30,000,000.00

 

30,000,000.00

 

0.00

Extranjero

 

1,507,873,425.19

 

1,570,675,401.98

 

1,621,473,814.57

 

1,640,013,467.66

 

1,851,935,352.31

 

2,118,587,319.19

 

0.00

OTROS PASIVOS

 

208,715,158.78

 

186,005,931.96

 

232,770,034.08

 

103,302,909.19

 

93,613,599.36

 

113,650,877.18

 

0.00

Locales

 

13,804,435.58

 

4,699,583.58

 

12,592,553.49

 

24,037,677.23

 

18,630,117.83

 

17,362,014.02

 

0.00

Extranjero

 

194,910,723.20

 

181,306,348.38

 

220,177,480.59

 

79,265,231.96

 

74,983,481.53

 

96,288,863.16

 

0.00

PATRIMONIO

 

564,893,834.82

 

569,177,355.54

 

573,250,521.50

 

572,420,956.65

 

577,897,522.02

 

579,578,644.75

 

0.00

Capital

 

283,000,957.06

 

279,854,931.19

 

279,911,058.24

 

279,964,951.46

 

280,047,648.83

 

280,101,528.38

 

0.00

Reservas de Capital

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

0.00

Otras Reservas

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Utilidad de Periodos Anteriores

 

165,647,006.59

 

165,789,753.85

 

165,802,421.31

 

158,990,908.25

 

159,015,817.84

 

159,015,817.84

 

0.00

Utilidad de Periodo

 

26,988,400.09

 

29,450,665.83

 

33,099,910.65

 

39,370,813.67

 

42,613,964.44

 

44,880,117.94

 

0.00

Ganancia o Perdida en Valores Disponible para la venta

 

-5,952,682.59

 

-1,128,149.00

 

-773,022.37

 

-1,115,870.40

 

1,009,937.24

 

371,026.92

 

0.00

Deuda Subordinada

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

PASIVO Y PATRIMONIO

 

3,531,211,702.61

 

3,598,083,021.72

 

3,599,204,604.08

 

3,452,143,818.17

 

3,725,349,919.62

 

3,822,112,970.41

 

0.00




Message

ESTADO DE RESULTADO
BANCO  LATINOAMERICANO DE EXPORTACIONES, S.A.
ENERO - NOVIEMBRE 2006

(En Balboas)

4 de Enero de 2007


Descripcion

 

Enero

 

Febrero

 

Marzo

 

Trimestre I

 

Abril

 

Mayo

 

Junio

 

Trimestre II


 


 


 


 


 


 


 


 


Ingresos Por Intereses

 

12,678,643.01

 

11,735,785.49

 

13,694,425.38

 

38,108,853.88

 

14,340,235.97

 

14,884,912.63

 

17,108,210.46

 

46,333,359.06

Préstamos

 

11,020,922.80

 

10,226,602.75

 

11,799,182.05

 

33,046,707.60

 

12,304,064.12

 

12,476,384.73

 

14,324,195.00

 

39,104,643.85

Depósitos

 

789,894.27

 

661,530.80

 

588,141.77

 

2,039,566.84

 

503,510.75

 

406,992.44

 

438,295.24

 

1,348,798.43

Inversiones

 

867,825.94

 

847,651.94

 

1,307,101.56

 

3,022,579.44

 

1,532,661.10

 

2,001,535.46

 

2,345,720.22

 

5,879,916.78

Egresos de Operaciones

 

8,639,458.79

 

8,118,406.15

 

9,777,362.52

 

26,535,227.46

 

9,933,807.74

 

10,964,453.99

 

11,408,542.15

 

32,306,803.88

Intereses Pagados

 

8,636,503.50

 

8,115,643.98

 

9,775,323.24

 

26,527,470.72

 

9,931,415.53

 

10,961,376.28

 

11,406,490.21

 

32,299,282.02

Comisiones

 

2,955.29

 

2,762.17

 

2,039.28

 

7,756.74

 

2,392.21

 

3,077.71

 

2,051.94

 

7,521.86

Ingreso Neto de Intereses

 

4,039,184.22

 

3,617,379.34

 

3,917,062.86

 

11,573,626.42

 

4,406,428.23

 

3,920,458.64

 

5,699,668.31

 

14,026,555.18

Otros Ingresos

 

1,471,926.38

 

1,827,715.16

 

706,827.75

 

4,006,469.29

 

412,524.76

 

397,246.14

 

261,229.69

 

1,071,000.59

Comisiones

 

570,307.09

 

419,914.87

 

589,629.53

 

1,579,851.49

 

400,162.87

 

500,054.36

 

417,367.94

 

1,317,585.17

Operaciones con Divisas

 

26,483.68

 

6,742.92

 

-4,812.84

 

28,413.76

 

12,266.89

 

-68,123.53

 

-190,970.26

 

-246,826.90

Otros ingresos

 

875,135.61

 

1,401,057.37

 

122,011.06

 

2,398,204.04

 

95.00

 

-34,684.69

 

34,832.01

 

242.32

Ingresos de Operaciones

 

5,511,110.60

 

5,445,094.50

 

4,623,890.61

 

15,580,095.71

 

4,818,952.99

 

4,317,704.78

 

5,960,898.00

 

15,097,555.77

Egresos Generales

 

1,792,836.85

 

-17,226,892.28

 

10,656,125.67

 

-4,777,929.76

 

1,861,552.20

 

-1,427,714.82

 

-1,367,224.99

 

-933,387.61

Gastos Administrativos

 

1,319,974.99

 

1,411,330.71

 

1,556,443.36

 

4,287,749.06

 

1,285,024.60

 

1,388,920.02

 

1,541,321.58

 

4,215,266.20

Gastos Generales

 

182,304.16

 

387,471.05

 

555,731.14

 

1,125,506.35

 

269,046.17

 

502,611.54

 

275,776.63

 

1,047,434.34

Gastos de Depreciación

 

57,834.52

 

50,228.67

 

56,994.63

 

165,057.82

 

55,561.62

 

93,366.69

 

62,848.57

 

211,776.88

Otros Gastos

 

232,723.18

 

-19,075,922.71

 

8,486,956.54

 

-10,356,242.99

 

251,919.81

 

-3,412,613.07

 

-3,247,171.77

 

-6,407,865.03

Utilidad antes de Provisiones

 

3,718,273.75

 

22,671,986.78

 

-6,032,235.06

 

20,358,025.47

 

2,957,400.79

 

5,745,419.60

 

7,328,122.99

 

16,030,943.38

Provisiones por Cuentas Malas

 

0.00

 

-2,986,252.92

 

6,757,826.15

 

3,771,573.23

 

0.00

 

3,655,664.17

 

1,973,331.36

 

5,628,995.53

Utilidad del Periodo

 

3,718,273.75

 

25,658,239.70

 

-12,790,061.21

 

16,586,452.24

 

2,957,400.79

 

2,089,755.43

 

5,354,791.63

 

10,401,947.85


Descripcion

 

Julio

 

Agosto

 

Septiembre

 

Trimestre III

 

Octubre

 

Noviembre

 

Diciembre

 

Trimestre IV

 

Acumulado Anual


 


 


 


 


 


 


 


 


 


Ingresos Por Intereses

 

17,340,697.57

 

18,127,420.84

 

17,250,699.90

 

52,718,818.31

 

18,325,686.10

 

19,172,811.41

 

0.00

 

37,498,497.51

 

174,659,528.76

Préstamos

 

14,492,515.68

 

15,272,357.02

 

14,639,499.31

 

44,404,372.01

 

15,711,927.28

 

16,616,164.85

 

0.00

 

32,328,092.13

 

148,883,815.59

Depósitos

 

524,744.22

 

512,986.63

 

325,722.43

 

1,363,453.28

 

292,936.09

 

303,227.82

 

0.00

 

596,163.91

 

5,347,982.46

Inversiones

 

2,323,437.67

 

2,342,077.19

 

2,285,478.16

 

6,950,993.02

 

2,320,822.73

 

2,253,418.74

 

0.00

 

4,574,241.47

 

20,427,730.71

Egresos de Operaciones

 

12,874,950.71

 

12,955,694.24

 

12,507,678.74

 

38,338,323.69

 

13,518,219.25

 

14,370,853.86

 

0.00

 

27,889,073.11

 

125,069,428.14

Intereses Pagados

 

12,872,745.21

 

12,954,552.57

 

12,506,656.12

 

38,333,953.90

 

13,517,685.63

 

14,366,110.16

 

0.00

 

27,883,795.79

 

125,044,502.43

Comisiones

 

2,205.50

 

1,141.67

 

1,022.62

 

4,369.79

 

533.62

 

4,743.70

 

0.00

 

5,277.32

 

24,925.71

Ingreso Neto de Intereses

 

4,465,746.86

 

5,171,726.60

 

4,743,021.16

 

14,380,494.62

 

4,807,466.85

 

4,801,957.55

 

0.00

 

9,609,424.40

 

49,590,100.62

Otros Ingresos

 

519,407.16

 

823,168.23

 

357,470.46

 

1,700,045.85

 

492,242.32

 

41,931.96

 

0.00

 

534,174.28

 

7,311,690.01

Comisiones

 

628,524.98

 

717,641.25

 

448,590.92

 

1,794,757.15

 

471,598.19

 

367,273.41

 

0.00

 

838,871.60

 

5,531,065.41

Operaciones con Divisas

 

-17,722.19

 

-27,914.43

 

-15,348.03

 

-60,984.65

 

-33,939.61

 

-52,793.46

 

0.00

 

-86,733.07

 

-366,130.86

Otros ingresos

 

-91,395.63

 

133,441.41

 

-75,772.43

 

-33,726.65

 

54,583.74

 

-272,547.99

 

0.00

 

-217,964.25

 

2,146,755.46

Ingresos de Operaciones

 

4,985,154.02

 

5,994,894.83

 

5,100,491.62

 

16,080,540.47

 

5,299,709.17

 

4,843,889.51

 

0.00

 

10,143,598.68

 

56,901,790.63

Egresos Generales

 

2,522,888.27

 

2,345,650.01

 

-5,745,848.19

 

-877,309.91

 

2,056,558.40

 

2,577,736.01

 

0.00

 

4,634,294.41

 

-1,954,332.87

Gastos Administrativos

 

1,510,014.26

 

1,050,298.66

 

778,351.23

 

3,338,664.15

 

1,276,318.90

 

1,293,256.05

 

0.00

 

2,569,574.95

 

14,411,254.36

Gastos Generales

 

476,154.36

 

363,262.05

 

231,649.54

 

1,071,065.95

 

377,832.14

 

478,679.13

 

0.00

 

856,511.27

 

4,100,517.91

Gastos de Depreciación

 

152,820.07

 

140,589.47

 

149,131.68

 

442,541.22

 

147,257.73

 

144,927.21

 

0.00

 

292,184.94

 

1,111,560.86

Otros Gastos

 

383,899.58

 

791,499.83

 

-6,904,980.64

 

-5,729,581.23

 

255,149.63

 

660,873.62

 

0.00

 

916,023.25

 

-21,577,666.00

Utilidad antes de Provisiones

 

2,462,265.75

 

3,649,244.82

 

10,846,339.81

 

16,957,850.38

 

3,243,150.77

 

2,266,153.50

 

0.00

 

5,509,304.27

 

58,856,123.50

Provisiones por Cuentas Malas

 

0.00

 

0.00

 

4,575,436.79

 

4,575,436.79

 

0.00

 

0.00

 

0.00

 

0.00

 

13,976,005.55

Utilidad del Periodo

 

2,462,265.75

 

3,649,244.82

 

6,270,903.02

 

12,382,413.59

 

3,243,150.77

 

2,266,153.50

 

0.00

 

5,509,304.27

 

44,880,117.95




 

 

 

Message

 

January 4th, 2007

BANCO LATINOAMERICANO DE EXPORTACIONES
BALANCE SHEETS* December 2005 and JANUARY-NOVEMBER 2006
(In Balboas)**

 


 

 

 

 

 

 

2005

 

2006

 

 

 

 

 

 


 


Descripción

 

Absolute

 

%

 

December

 

January

 

February

 

March

 

April

 

May


 


 


 


 


 


 


 


 


LIQUID ASSETS

 

-81,748,689.38

 

-35.57

 

229,850,018.38

 

196,721,923.53

 

168,261,614.37

 

149,386,765.87

 

114,881,933.56

 

60,162,287.02

Local Deposits in Banks

 

50,653.61

 

44.77

 

113,130.93

 

143,003.06

 

199,605.12

 

218,218.33

 

195,234.30

 

1,086,270.68

Demand

 

50,653.61

 

44.77

 

113,130.93

 

143,003.06

 

199,605.12

 

218,218.33

 

195,234.30

 

1,086,270.68

Time

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign Deposits in Banks

 

-81,797,340.16

 

-35.61

 

229,724,544.72

 

196,570,119.96

 

168,050,799.58

 

149,157,158.27

 

114,656,067.29

 

59,063,750.11

Demand

 

1,302,659.84

 

248.34

 

524,544.72

 

570,119.96

 

550,799.58

 

357,158.27

 

1,456,067.29

 

1,888,750.11

Time

 

-83,100,000.00

 

-36.26

 

229,200,000.00

 

196,000,000.00

 

167,500,000.00

 

148,800,000.00

 

113,200,000.00

 

57,175,000.00

Less Allowance

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Others

 

-2,002.83

 

-16.23

 

12,342.73

 

8,800.51

 

11,209.67

 

11,389.27

 

30,631.97

 

12,266.23

CREDIT PORTFOLIO

 

433,467,160.42

 

16.86

 

2,570,571,012.15

 

2,432,060,734.87

 

2,493,605,033.89

 

2,546,352,925.93

 

2,445,451,397.17

 

2,604,011,689.70

Local

 

33,173,352.47

 

18.17

 

182,580,335.71

 

170,060,870.91

 

178,503,679.16

 

178,749,183.50

 

164,433,954.00

 

185,744,889.15

Foreign

 

410,591,656.86

 

16.91

 

2,427,438,626.39

 

2,301,441,680.16

 

2,351,554,768.98

 

2,410,814,109.78

 

2,324,227,810.52

 

2,461,479,184.50

Less Allowance

 

10,297,848.91

 

26.10

 

39,447,949.95

 

39,441,816.20

 

36,453,414.25

 

43,210,367.35

 

43,210,367.35

 

43,212,383.95

Local

 

-3,542,533.90

 

-65.76

 

5,387,343.78

 

291,203.74

 

338,183.72

 

313,430.15

 

313,430.15

 

315,546.75

Foreign

 

13,840,382.81

 

40.63

 

34,060,606.17

 

39,150,612.46

 

36,115,230.53

 

42,896,937.20

 

42,896,937.20

 

42,896,837.20

INVESTMENT SECURITIES

 

350,912,761.94

 

164.34

 

213,524,943.41

 

161,836,319.12

 

190,137,048.43

 

318,379,517.19

 

479,437,671.90

 

573,108,488.02

Local

 

15,008,800.00

 

295.16

 

5,085,000.00

 

5,025,000.00

 

15,037,500.00

 

19,900,000.00

 

19,538,600.00

 

19,563,200.00

Foreign

 

335,903,961.94

 

161.15

 

208,439,943.41

 

156,811,319.12

 

175,099,548.43

 

298,479,517.19

 

459,899,071.90

 

553,545,288.02

Less Allowance

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

OTHER ASSETS

 

-50,137,425.72

 

-32.21

 

155,673,189.23

 

155,484,220.45

 

95,131,234.53

 

100,419,407.34

 

87,097,768.59

 

105,497,201.35

Local

 

15,841,504.52

 

185.61

 

8,534,972.50

 

8,432,445.42

 

10,482,015.63

 

11,111,967.66

 

11,733,718.79

 

20,227,217.91

Foreign

 

-65,978,930.24

 

-44.84

 

147,138,216.73

 

147,051,775.03

 

84,649,218.90

 

89,307,439.68

 

75,364,049.80

 

85,269,983.44

TOTAL ASSETS

 

652,493,807.26

 

20.59

 

3,169,619,163.17

 

2,946,103,197.97

 

2,947,134,931.22

 

3,114,538,616.33

 

3,126,868,771.22

 

3,342,779,666.09

DEPOSITS

 

-66,321,412.51

 

-6.34

 

1,046,617,541.80

 

961,172,366.75

 

1,002,054,391.61

 

1,144,205,445.24

 

1,032,514,380.51

 

1,159,561,113.48

Local

 

63,239,380.28

 

82.66

 

76,505,979.15

 

75,068,841.87

 

75,112,324.52

 

78,590,621.48

 

58,392,301.66

 

89,225,963.62

Government

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Customers

 

-68,555.47

 

-100.00

 

68,555.47

 

71,526.30

 

74,493.85

 

77,503.94

 

80,508.58

 

83,591.58

Demand

 

-68,555.47

 

-100.00

 

68,555.47

 

71,526.30

 

74,493.85

 

77,503.94

 

80,508.58

 

83,591.58

Time

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Savings

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

From Banks

 

63,307,935.75

 

82.82

 

76,437,423.68

 

74,997,315.57

 

75,037,830.67

 

78,513,117.54

 

58,311,793.08

 

89,142,372.04

Demand

 

-10,955,032.38

 

-56.50

 

19,389,547.08

 

13,970,578.97

 

7,493,199.52

 

12,950,393.85

 

11,941,026.48

 

3,545,875.39

Time

 

74,262,968.13

 

130.18

 

57,047,876.60

 

61,026,736.60

 

67,544,631.15

 

65,562,723.69

 

46,370,766.60

 

85,596,496.65

Foreign

 

-129,560,792.79

 

-13.36

 

970,111,562.65

 

886,103,524.88

 

926,942,067.09

 

1,065,614,823.76

 

974,122,078.85

 

1,070,335,149.86

Government

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Customers

 

-52,164,361.41

 

-58.38

 

89,349,913.77

 

39,358,612.33

 

97,190,392.35

 

97,195,213.72

 

37,233,638.70

 

91,547,352.83

Demand

 

8,138.59

 

0.60

 

1,349,913.77

 

1,358,612.33

 

1,362,892.35

 

1,367,713.72

 

1,406,138.70

 

1,412,160.83

Time

 

-52,172,500.00

 

-59.29

 

88,000,000.00

 

38,000,000.00

 

95,827,500.00

 

95,827,500.00

 

35,827,500.00

 

90,135,192.00

Savings

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

From Banks

 

-77,396,431.38

 

-8.79

 

880,761,648.88

 

846,744,912.55

 

829,751,674.74

 

968,419,610.04

 

936,888,440.15

 

978,787,797.03

Demand

 

85,895,185.61

 

1,133.70

 

7,576,512.05

 

7,754,593.37

 

7,608,750.38

 

7,348,714.04

 

7,996,262.90

 

10,032,821.49

Time

 

-163,291,616.99

 

-18.70

 

873,185,136.83

 

838,990,319.18

 

822,142,924.36

 

961,070,896.00

 

928,892,177.25

 

968,754,975.54

BORROWINGS

 

848,879,664.66

 

65.31

 

1,299,707,654.53

 

1,160,813,511.50

 

1,183,159,426.71

 

1,211,745,735.01

 

1,394,790,637.04

 

1,471,665,605.17

Local

 

-817,393.24

 

-2.65

 

30,817,393.24

 

30,827,326.53

 

30,816,373.24

 

20,942,674.80

 

20,942,674.80

 

106,430.00

Foreign

 

849,697,057.90

 

66.96

 

1,268,890,261.29

 

1,129,986,184.97

 

1,152,343,053.47

 

1,190,803,060.21

 

1,373,847,962.24

 

1,471,559,175.17

OTHER LIABILITIES

 

-87,955,186.78

 

-43.63

 

201,606,063.96

 

199,075,894.63

 

156,632,231.45

 

171,422,070.35

 

111,750,663.85

 

128,125,704.85

Local

 

12,959,131.96

 

294.33

 

4,402,882.06

 

5,071,759.57

 

3,546,629.00

 

5,323,286.18

 

3,901,354.19

 

4,511,613.14

Foreign

 

-100,914,318.74

 

-51.17

 

197,203,181.90

 

194,004,135.06

 

153,085,602.45

 

166,098,784.17

 

107,849,309.66

 

123,614,091.71

STOCKHOLDERS´ EQUITY

 

-42,109,258.58

 

-6.77

 

621,687,903.33

 

625,041,425.18

 

605,288,881.81

 

587,165,366.10

 

587,813,089.79

 

583,427,242.69

Capital

 

-27,934,988.13

 

-9.07

 

308,036,516.51

 

308,008,142.60

 

308,036,320.80

 

303,325,174.12

 

301,606,289.18

 

299,135,300.36

Capital Reserves

 

0.00

 

0.00

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

Other Reserves

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Retained Earnings

 

21,216,435.22

 

15.40

 

137,799,382.62

 

217,639,221.93

 

172,581,437.12

 

172,689,499.62

 

172,677,109.59

 

172,689,499.62

Net Income

 

-35,141,857.24

 

-43.92

 

80,021,975.18

 

3,718,273.75

 

29,376,513.45

 

16,586,452.24

 

19,543,853.03

 

21,633,608.45

Gain or Loss in Securities available for sale

 

-248,848.43

 

-40.14

 

619,875.35

 

465,633.23

 

84,456.77

 

-645,913.55

 

-1,224,315.68

 

-5,241,319.41

Subordinated Debt

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

LIABILITIES AND STOCKHOLDER’S EQUITY

 

652,493,806.79

 

20.59

 

3,169,619,163.62

 

2,946,103,198.06

 

2,947,134,931.58

 

3,114,538,616.70

 

3,126,868,771.19

 

3,342,779,666.19




 

 

2006

 

 


Descripción

 

June

 

July

 

August

 

September

 

October

 

November

 

December


 


 


 


 


 


 


 


LIQUID ASSETS

 

116,681,698.17

 

82,969,590.27

 

127,421,667.76

 

56,709,302.87

 

11,214,707.49

 

148,101,329.00

 

0.00

Local Deposits in Banks

 

192,456.98

 

151,137.76

 

173,265.87

 

161,370.38

 

187,190.69

 

163,784.54

 

0.00

Demand

 

192,456.98

 

151,137.76

 

173,265.87

 

161,370.38

 

187,190.69

 

163,784.54

 

0.00

Time

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign Deposits in Banks

 

116,477,736.13

 

82,808,317.66

 

127,236,818.01

 

56,535,787.49

 

11,017,519.31

 

147,927,204.56

 

0.00

Demand

 

4,402,736.13

 

633,317.66

 

2,261,818.01

 

535,787.49

 

1,317,519.31

 

1,827,204.56

 

0.00

Time

 

112,075,000.00

 

82,175,000.00

 

124,975,000.00

 

56,000,000.00

 

9,700,000.00

 

146,100,000.00

 

0.00

Less Allowance

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Others

 

11,505.06

 

10,134.85

 

11,583.88

 

12,145.00

 

9,997.49

 

10,339.90

 

0.00

CREDIT PORTFOLIO

 

2,663,474,110.09

 

2,779,175,556.53

 

2,692,301,632.05

 

2,744,098,182.87

 

3,065,891,647.97

 

3,004,038,172.57

 

0.00

Local

 

222,817,921.62

 

234,290,022.97

 

238,832,235.22

 

236,116,354.43

 

230,826,475.52

 

215,753,688.18

 

0.00

Foreign

 

2,485,840,093.12

 

2,590,069,682.32

 

2,498,651,865.32

 

2,557,734,675.59

 

2,884,818,316.31

 

2,838,030,283.25

 

0.00

Less Allowance

 

45,183,904.65

 

45,184,148.76

 

45,182,468.49

 

49,752,847.15

 

49,753,143.86

 

49,745,798.86

 

0.00

Local

 

597,780.08

 

597,780.08

 

597,780.08

 

1,844,809.88

 

1,844,809.88

 

1,844,809.88

 

0.00

Foreign

 

44,586,124.57

 

44,586,368.68

 

44,584,688.41

 

47,908,037.27

 

47,908,333.98

 

47,900,988.98

 

0.00

INVESTMENT SECURITIES

 

579,605,171.05

 

576,347,033.50

 

569,969,790.92

 

570,688,819.04

 

563,672,162.47

 

564,437,705.35

 

0.00

Local

 

19,393,800.00

 

20,032,000.00

 

19,905,000.00

 

19,985,800.00

 

20,002,000.00

 

20,093,800.00

 

0.00

Foreign

 

560,211,371.05

 

556,315,033.50

 

550,064,790.92

 

550,703,019.04

 

543,670,162.47

 

544,343,905.35

 

0.00

Less Allowance

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

OTHER ASSETS

 

171,450,723.28

 

159,590,841.09

 

209,511,513.25

 

80,647,513.08

 

84,571,401.73

 

105,535,763.51

 

0.00

Local

 

15,624,063.27

 

12,561,653.14

 

7,581,940.26

 

22,362,568.32

 

19,150,981.07

 

24,376,477.02

 

0.00

Foreign

 

155,826,660.01

 

147,029,187.95

 

201,929,572.99

 

58,284,944.76

 

65,420,420.66

 

81,159,286.49

 

0.00

TOTAL ASSETS

 

3,531,211,702.59

 

3,598,083,021.39

 

3,599,204,603.98

 

3,452,143,817.86

 

3,725,349,919.66

 

3,822,112,970.43

 

0.00

DEPOSITS

 

1,234,729,283.82

 

1,257,224,332.24

 

1,154,109,843.93

 

1,104,024,174.77

 

1,171,903,445.93

 

980,296,129.29

 

0.00

Local

 

115,759,239.50

 

76,902,163.74

 

53,819,280.43

 

77,394,852.71

 

165,145,645.53

 

139,745,359.43

 

0.00

Government

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Customers

 

86,671.61

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Demand

 

86,671.61

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Time

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Savings

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

From Banks

 

115,672,567.89

 

76,902,163.74

 

53,819,280.43

 

77,394,852.71

 

165,145,645.53

 

139,745,359.43

 

0.00

Demand

 

13,583,815.60

 

14,807,923.93

 

6,644,393.20

 

7,373,502.54

 

3,431,718.80

 

8,434,514.70

 

0.00

Time

 

102,088,752.29

 

62,094,239.81

 

47,174,887.23

 

70,021,350.17

 

161,713,926.73

 

131,310,844.73

 

0.00

Foreign

 

1,118,970,044.32

 

1,180,322,168.50

 

1,100,290,563.50

 

1,026,629,322.06

 

1,006,757,800.40

 

840,550,769.86

 

0.00

Government

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Customers

 

76,552,805.35

 

116,343,763.76

 

77,161,676.02

 

77,169,048.08

 

37,180,047.77

 

37,185,552.36

 

0.00

Demand

 

1,417,613.35

 

1,328,571.76

 

1,334,176.02

 

1,341,548.08

 

1,352,547.77

 

1,358,052.36

 

0.00

Time

 

75,135,192.00

 

115,015,192.00

 

75,827,500.00

 

75,827,500.00

 

35,827,500.00

 

35,827,500.00

 

0.00

Savings

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

From Banks

 

1,042,417,238.97

 

1,063,978,404.74

 

1,023,128,887.48

 

949,460,273.98

 

969,577,752.63

 

803,365,217.50

 

0.00

Demand

 

122,341,936.99

 

214,245,470.26

 

237,379,519.14

 

96,416,405.82

 

69,345,352.56

 

93,471,697.66

 

0.00

Time

 

920,075,301.98

 

849,732,934.48

 

785,749,368.34

 

853,043,868.16

 

900,232,400.07

 

709,893,519.84

 

0.00

BORROWINGS

 

1,522,873,425.19

 

1,585,675,401.98

 

1,639,074,204.57

 

1,672,395,777.56

 

1,881,935,352.31

 

2,148,587,319.19

 

0.00

Local

 

15,000,000.00

 

15,000,000.00

 

17,600,390.00

 

32,382,309.90

 

30,000,000.00

 

30,000,000.00

 

0.00

Foreign

 

1,507,873,425.19

 

1,570,675,401.98

 

1,621,473,814.57

 

1,640,013,467.66

 

1,851,935,352.31

 

2,118,587,319.19

 

0.00

OTHER LIABILITIES

 

208,715,158.78

 

186,005,931.96

 

232,770,034.08

 

103,302,909.19

 

93,613,599.36

 

113,650,877.18

 

0.00

Local

 

13,804,435.58

 

4,699,583.58

 

12,592,553.49

 

24,037,677.23

 

18,630,117.83

 

17,362,014.02

 

0.00

Foreign

 

194,910,723.20

 

181,306,348.38

 

220,177,480.59

 

79,265,231.96

 

74,983,481.53

 

96,288,863.16

 

0.00

STOCKHOLDERS´ EQUITY

 

564,893,834.82

 

569,177,355.54

 

573,250,521.50

 

572,420,956.65

 

577,897,522.02

 

579,578,644.75

 

0.00

Capital

 

283,000,957.06

 

279,854,931.19

 

279,911,058.24

 

279,964,951.46

 

280,047,648.83

 

280,101,528.38

 

0.00

Capital Reserves

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

0.00

Other Reserves

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Retained Earnings

 

165,647,006.59

 

165,789,753.85

 

165,802,421.31

 

158,990,908.25

 

159,015,817.84

 

159,015,817.84

 

0.00

Net Income

 

26,988,400.09

 

29,450,665.83

 

33,099,910.65

 

39,370,813.67

 

42,613,964.44

 

44,880,117.94

 

0.00

Gain or Loss in Securities available for sale

 

-5,952,682.59

 

-1,128,149.00

 

-773,022.37

 

-1,115,870.40

 

1,009,937.24

 

371,026.92

 

0.00

Subordinated Debt

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

LIABILITIES AND STOCKHOLDER’S EQUITY

 

3,531,211,702.61

 

3,598,083,021.72

 

3,599,204,604.08

 

3,452,143,818.17

 

3,725,349,919.62

 

3,822,112,970.41

 

0.00



* Includes only Panama - New York accounts.

**Monetary unit at par and equivalent with US$ dollars.

 

This is a free translation from Spanish original version, taken from the monthly publication of the Republica de Panamá Superintendencia de Bancos (website:  http://www.superbancos.gob.pa).




Message

 

January 4th, 2007

STATEMENTS OF INCOME *
BANCO  LATINOAMERICANO DE EXPORTACIONES, S.A.
 January - Noviembre 2006

 

 

 

(In Balboas)**

 


Description

 

January

 

February

 

March

 

I Quarter

 

April

 

May

 

June

 

II Quarter


 


 


 


 


 


 


 


 


Interest Income

 

12,678,643.01

 

11,735,785.49

 

13,694,425.38

 

38,108,853.88

 

14,340,235.97

 

14,884,912.63

 

17,108,210.46

 

46,333,359.06

Loans

 

11,020,922.80

 

10,226,602.75

 

11,799,182.05

 

33,046,707.60

 

12,304,064.12

 

12,476,384.73

 

14,324,195.00

 

39,104,643.85

Deposits

 

789,894.27

 

661,530.80

 

588,141.77

 

2,039,566.84

 

503,510.75

 

406,992.44

 

438,295.24

 

1,348,798.43

Investments

 

867,825.94

 

847,651.94

 

1,307,101.56

 

3,022,579.44

 

1,532,661.10

 

2,001,535.46

 

2,345,720.22

 

5,879,916.78

Interest Expense

 

8,639,458.79

 

8,118,406.15

 

9,777,362.52

 

26,535,227.46

 

9,933,807.74

 

10,964,453.99

 

11,408,542.15

 

32,306,803.88

Interest

 

8,636,503.50

 

8,115,643.98

 

9,775,323.24

 

26,527,470.72

 

9,931,415.53

 

10,961,376.28

 

11,406,490.21

 

32,299,282.02

Commissions

 

2,955.29

 

2,762.17

 

2,039.28

 

7,756.74

 

2,392.21

 

3,077.71

 

2,051.94

 

7,521.86

Net Interest Income

 

4,039,184.22

 

3,617,379.34

 

3,917,062.86

 

11,573,626.42

 

4,406,428.23

 

3,920,458.64

 

5,699,668.31

 

14,026,555.18

Other Income

 

1,471,926.38

 

1,827,715.16

 

706,827.75

 

4,006,469.29

 

412,524.76

 

397,246.14

 

261,229.69

 

1,071,000.59

Commissions

 

570,307.09

 

419,914.87

 

589,629.53

 

1,579,851.49

 

400,162.87

 

500,054.36

 

417,367.94

 

1,317,585.17

Foreign currency operations

 

26,483.68

 

6,742.92

 

-4,812.84

 

28,413.76

 

12,266.89

 

-68,123.53

 

-190,970.26

 

-246,826.90

Other Income

 

875,135.61

 

1,401,057.37

 

122,011.06

 

2,398,204.04

 

95.00

 

-34,684.69

 

34,832.01

 

242.32

Operating Income

 

5,511,110.60

 

5,445,094.50

 

4,623,890.61

 

15,580,095.71

 

4,818,952.99

 

4,317,704.78

 

5,960,898.00

 

15,097,555.77

Operating Expenses

 

1,792,836.85

 

-17,226,892.28

 

10,656,125.67

 

-4,777,929.76

 

1,861,552.20

 

-1,427,714.82

 

-1,367,224.99

 

-933,387.61

Administrative expenses

 

1,319,974.99

 

1,411,330.71

 

1,556,443.36

 

4,287,749.06

 

1,285,024.60

 

1,388,920.02

 

1,541,321.58

 

4,215,266.20

General expenses

 

182,304.16

 

387,471.05

 

555,731.14

 

1,125,506.35

 

269,046.17

 

502,611.54

 

275,776.63

 

1,047,434.34

Depreciation

 

57,834.52

 

50,228.67

 

56,994.63

 

165,057.82

 

55,561.62

 

93,366.69

 

62,848.57

 

211,776.88

Other expenses

 

232,723.18

 

-19,075,922.71

 

8,486,956.54

 

-10,356,242.99

 

251,919.81

 

-3,412,613.07

 

-3,247,171.77

 

-6,407,865.03

Net Income before provision for loan losses

 

3,718,273.75

 

22,671,986.78

 

-6,032,235.06

 

20,358,025.47

 

2,957,400.79

 

5,745,419.60

 

7,328,122.99

 

16,030,943.38

Provision for loan losses

 

0.00

 

-2,986,252.92

 

6,757,826.15

 

3,771,573.23

 

0.00

 

3,655,664.17

 

1,973,331.36

 

5,628,995.53

Net Income

 

3,718,273.75

 

25,658,239.70

 

-12,790,061.21

 

16,586,452.24

 

2,957,400.79

 

2,089,755.43

 

5,354,791.63

 

10,401,947.85


Description

 

July

 

August

 

September

 

III Quarter

 

October

 

November

 

December

 

IV Quarter

 

Year to date


 


 


 


 


 


 


 


 


 


Interest Income

 

17,340,697.57

 

18,127,420.84

 

17,250,699.90

 

52,718,818.31

 

18,325,686.10

 

19,172,811.41

 

0.00

 

37,498,497.51

 

174,659,528.76

Loans

 

14,492,515.68

 

15,272,357.02

 

14,639,499.31

 

44,404,372.01

 

15,711,927.28

 

16,616,164.85

 

0.00

 

32,328,092.13

 

148,883,815.59

Deposits

 

524,744.22

 

512,986.63

 

325,722.43

 

1,363,453.28

 

292,936.09

 

303,227.82

 

0.00

 

596,163.91

 

5,347,982.46

Investments

 

2,323,437.67

 

2,342,077.19

 

2,285,478.16

 

6,950,993.02

 

2,320,822.73

 

2,253,418.74

 

0.00

 

4,574,241.47

 

20,427,730.71

Interest Expense

 

12,874,950.71

 

12,955,694.24

 

12,507,678.74

 

38,338,323.69

 

13,518,219.25

 

14,370,853.86

 

0.00

 

27,889,073.11

 

125,069,428.14

Interest

 

12,872,745.21

 

12,954,552.57

 

12,506,656.12

 

38,333,953.90

 

13,517,685.63

 

14,366,110.16

 

0.00

 

27,883,795.79

 

125,044,502.43

Commissions

 

2,205.50

 

1,141.67

 

1,022.62

 

4,369.79

 

533.62

 

4,743.70

 

0.00

 

5,277.32

 

24,925.71

Net Interest Income

 

4,465,746.86

 

5,171,726.60

 

4,743,021.16

 

14,380,494.62

 

4,807,466.85

 

4,801,957.55

 

0.00

 

9,609,424.40

 

49,590,100.62

Other Income

 

519,407.16

 

823,168.23

 

357,470.46

 

1,700,045.85

 

492,242.32

 

41,931.96

 

0.00

 

534,174.28

 

7,311,690.01

Commissions

 

628,524.98

 

717,641.25

 

448,590.92

 

1,794,757.15

 

471,598.19

 

367,273.41

 

0.00

 

838,871.60

 

5,531,065.41

Foreign currency operations

 

-17,722.19

 

-27,914.43

 

-15,348.03

 

-60,984.65

 

-33,939.61

 

-52,793.46

 

0.00

 

-86,733.07

 

-366,130.86

Other Income

 

-91,395.63

 

133,441.41

 

-75,772.43

 

-33,726.65

 

54,583.74

 

-272,547.99

 

0.00

 

-217,964.25

 

2,146,755.46

Operating Income

 

4,985,154.02

 

5,994,894.83

 

5,100,491.62

 

16,080,540.47

 

5,299,709.17

 

4,843,889.51

 

0.00

 

10,143,598.68

 

56,901,790.63

Operating Expenses

 

2,522,888.27

 

2,345,650.01

 

-5,745,848.19

 

-877,309.91

 

2,056,558.40

 

2,577,736.01

 

0.00

 

4,634,294.41

 

-1,954,332.87

Administrative expenses

 

1,510,014.26

 

1,050,298.66

 

778,351.23

 

3,338,664.15

 

1,276,318.90

 

1,293,256.05

 

0.00

 

2,569,574.95

 

14,411,254.36

General expenses

 

476,154.36

 

363,262.05

 

231,649.54

 

1,071,065.95

 

377,832.14

 

478,679.13

 

0.00

 

856,511.27

 

4,100,517.91

Depreciation

 

152,820.07

 

140,589.47

 

149,131.68

 

442,541.22

 

147,257.73

 

144,927.21

 

0.00

 

292,184.94

 

1,111,560.86

Other expenses

 

383,899.58

 

791,499.83

 

-6,904,980.64

 

-5,729,581.23

 

255,149.63

 

660,873.62

 

0.00

 

916,023.25

 

-21,577,666.00

Net Income before provision for loan losses

 

2,462,265.75

 

3,649,244.82

 

10,846,339.81

 

16,957,850.38

 

3,243,150.77

 

2,266,153.50

 

0.00

 

5,509,304.27

 

58,856,123.50

Provision for loan losses

 

0.00

 

0.00

 

4,575,436.79

 

4,575,436.79

 

0.00

 

0.00

 

0.00

 

0.00

 

13,976,005.55

Net Income

 

2,462,265.75

 

3,649,244.82

 

6,270,903.02

 

12,382,413.59

 

3,243,150.77

 

2,266,153.50

 

0.00

 

5,509,304.27

 

44,880,117.95



* Includes only Panama - New York accounts.

** Monetary unit at par and equivalent with US$ dollars.

 

This is a free translation from Spanish original version, taken from the monthly publication of the Republica de Panamá Superintendencia de Bancos (website:  http://www.superbancos.gob.pa).