Ownership Submission
FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  SCOTTO ANTHONY M JR
 2. Date of Event Requiring Statement (Month/Day/Year)
12/04/2014		 3. Issuer Name and Ticker or Trading Symbol
ACI WORLDWIDE, INC. [ACIW]
(Last)
(First)
(Middle)
3520 KRAFT ROAD, SUITE 300		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Sr EVP Technology
 5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

NAPLES, FL 34105		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock 76,044
D
 

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Non-Qualified Stock Option (right to buy)   (1) 03/17/2020 Common Stock 59,175 $ 6.92 D  
Non-Qualified Stock Option (right to buy)   (2) 12/01/2020 Common Stock 48,285 $ 8.8767 D  
Non-Qualified Stock Option (right to buy)   (3) 12/08/2021 Common Stock 60,150 $ 9.6467 D  
Non-Qualified Stock Option (right to buy)   (4) 12/03/2022 Common Stock 41,643 $ 14.27 D  
Non-Qualified Stock Option (right to buy)   (5) 12/12/2023 Common Stock 39,540 $ 20.5133 D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
SCOTTO ANTHONY M JR
3520 KRAFT ROAD
SUITE 300
NAPLES, FL 34105		       Sr EVP Technology  

Signatures

Anthony M Scotto, Jr. 12/29/2014
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) The options were granted on March 17, 2010 pursuant to the Plan. The options vested in three equal annual installments beginning on the first anniversary of the date of grant.
(2) The options were granted on December 1, 2010 pursuant the Plan. The options vested in three equal annual installments beginning on the first anniversary of the date of grant.
(3) The options were granted on December 8, 2011 pursuant the Plan. The options vested in three equal annual installments beginning on the first anniversary of the date of grant.
(4) The options were granted on December 3, 2012 pursuant the Plan. The options vest in three equal annual installments beginning on the first anniversary of the date of grant.
(5) The options were granted on December 12, 2013 pursuant the Plan. The options vest in three equal annual installments beginning on the first anniversary of the date of grant.

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