UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C. 20549

                                   Form 13F

                              Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: September 30, 2007

Check here if Amendment [_]: Amendment Number:

This Amendment (Check only one): [_] is a restatement

                         [_] adds new holdings entries

Institutional Investment Manager Filing this Report:

Name:    First Commonwealth Financial Corporation
Address: 22 North Sixth Street Indiana, PA, 15701

Form 13F File Number: 28-05151

The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and it is understood that all required items, statements, schedules,
lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:  Edward J. Lipkus, III
Title: Executive Vice President and Chief Financial Officer
Phone: (724) 463-4724

Signature,Place, and Date
of Signing:

/s/ Edward J. Lipkus, III
--------------------------
Edward J. Lipkus, III,   Indiana, PA,   October 30, 2007

Report Type(check only one) :

[X]13F HOLDINGS REPORT (Check here if all holdings of this reporting manager
   are reported in this report

[_]13F NOTICE (Check here if no holdings reported are in this report, and all
   holdings are reported by other reporting manager(s))

[_]13F COMBINATION REPORT (Check here if a portion of the holdings for this
   reporting manager are reported in this report and a portion are reported by
   other reporting manager(s).)



                             Form 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers: 1

Form 13F Information Table Entry Total: 205

Form 13F Information Table Value Total: $153,906 (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.

Number: 1

Form 13F File Number:28-11893

Name:



FORM 13F INFORMATION TABLE



            COLUMN 1              COL 2    COL 3    COL 4   COLUMN 5            COL 6     COL 7   COLUMN 8
                                                                                                  -------- ------ -----
                                  TITLE             MARKET                                          VOTING AUTHORITY
                                   OF               VALUE    SHS OR  SH/ PUT/ INVESTMENT  OTHER   ---------------------
ISSUER                            CLASS    CUSIP   (X$1000) PRN AMT  PRN CALL DISCRETION MANAGERS   SOLE   SHARED NONE
------                            ------ --------- -------- -------- --- ---- ---------- -------- -------- ------ -----
                                                                                 
1CISCO SYS INC................... COMMON 17275R102    322     9,733  SH        OTHER        1       9,733
1L-3 COMMUNICATIONS HLDGS INC.... COMMON 502424104    767     7,512  SH        DEFINED      1       7,470            42
1TEXAS INSTRS INC................ COMMON 882508104    109     2,967  SH        OTHER        1       2,967
3M CO............................ COMMON 88579Y101    321     3,430  SH        DEFINED      1       2,670           760
3M CO............................ COMMON 88579Y101    878     9,385  SH        OTHER        1       9,385
ABBOTT LABS...................... COMMON 002824100    976    18,209  SH        DEFINED      1      16,644         1,565
ABBOTT LABS...................... COMMON 002824100     25       467  SH        OTHER        1         467
ADOBE SYS INC.................... COMMON 00724F101    646    14,803  SH        DEFINED      1      14,803
ADOBE SYS INC.................... COMMON 00724F101      7       167  SH        OTHER        1         167
AIR PRODS & CHEMS INC............ COMMON 009158106    933     9,547  SH        DEFINED      1       9,547
AIR PRODS & CHEMS INC............ COMMON 009158106     15       150  SH        OTHER        1         150
ALCOA INC........................ COMMON 013817101    149     3,800  SH        DEFINED      1       2,150         1,650
ALCOA INC........................ COMMON 013817101     67     1,700  SH        OTHER        1       1,700
ALLSTATE CORP.................... COMMON 020002101    930    16,261  SH        DEFINED      1      15,491           770
ALLSTATE CORP.................... COMMON 020002101    396     6,929  SH        OTHER        1       6,929
ALLTEL CORP...................... COMMON 020039103    567     8,144  SH        DEFINED      1       8,144
ALLTEL CORP...................... COMMON 020039103    398     5,708  SH        OTHER        1         242  5,466
ALTRIA GROUP INC................. COMMON 02209S103  1,014    14,582  SH        DEFINED      1      14,525            57
ALTRIA GROUP INC................. COMMON 02209S103  2,252    32,390  SH        OTHER        1      32,390
AMERICAN INTL GROUP INC.......... COMMON 026874107    940    13,898  SH        DEFINED      1      12,576         1,322
AMERICAN INTL GROUP INC.......... COMMON 026874107    104     1,531  SH        OTHER        1       1,531
AMGEN INC........................ COMMON 031162100    186     3,280  SH        DEFINED      1       2,930           350
AMGEN INC........................ COMMON 031162100     93     1,636  SH        OTHER        1       1,636
ANHEUSER BUSCH COS INC........... COMMON 035229103    369     7,374  SH        DEFINED      1       7,374
ANHEUSER BUSCH COS INC........... COMMON 035229103    265     5,300  SH        OTHER        1       5,300
APACHE CORP...................... COMMON 037411105    950    10,550  SH        DEFINED      1      10,550
APACHE CORP...................... COMMON 037411105     81       899  SH        OTHER        1         375    524
APPLE INC........................ COMMON 037833100  1,001     6,523  SH        DEFINED      1       6,523
AT&T INC......................... COMMON 00206R102  2,240    52,940  SH        DEFINED      1      50,950         1,990
AT&T INC......................... COMMON 00206R102    444    10,497  SH        OTHER        1      10,492             5
AUTOMATIC DATA PROCESSING IN..... COMMON 053015103    707    15,392  SH        DEFINED      1      15,392
AUTOMATIC DATA PROCESSING IN..... COMMON 053015103     92     2,000  SH        OTHER        1       2,000
BANK OF AMERICA CORPORATION...... COMMON 060505104  1,298    25,816  SH        DEFINED      1      22,590         3,226
BANK OF AMERICA CORPORATION...... COMMON 060505104    305     6,075  SH        OTHER        1       6,075
BANK OF NEW YORK MELLON CORP..... COMMON 064058100    446    10,111  SH        DEFINED      1      10,074            37
BANK OF NEW YORK MELLON CORP..... COMMON 064058100    194     4,397  SH        OTHER        1       1,772    400  2,225
BARR PHARMACEUTICALS INC......... COMMON 068306109    749    13,154  SH        DEFINED      1      12,334           820
BARR PHARMACEUTICALS INC......... COMMON 068306109     19       342  SH        OTHER        1         342
BECTON DICKINSON & CO............ COMMON 075887109    910    11,090  SH        DEFINED      1      11,090
BECTON DICKINSON & CO............ COMMON 075887109     77       933  SH        OTHER        1         933
BERKSHIRE SECURITIES............. COMMON 084991868  1,412     6,140  SH        DEFINED      1       6,140
BERKSHIRE SECURITIES............. COMMON 084991868    414     1,800  SH        OTHER        1       1,800
BOEING CO........................ COMMON 097023105     61       584  SH        DEFINED      1         584
BOEING CO........................ COMMON 097023105    424     4,036  SH        OTHER        1       4,036
BP PLC........................... COMMON 055622104    578     8,332  SH        DEFINED      1       8,276            56
BP PLC........................... COMMON 055622104    441     6,356  SH        OTHER        1       5,354  1,002
CAPITAL ONE FINL CORP............ COMMON 14040H105    384     5,781  SH        DEFINED      1       5,781
CATERPILLAR INC DEL.............. COMMON 149123101     78       989  SH        DEFINED      1         989
CATERPILLAR INC DEL.............. COMMON 149123101    194     2,475  SH        OTHER        1       2,475
CHEVRON CORP NEW................. COMMON 166764100  1,422    15,198  SH        DEFINED      1      13,278         1,920
CHEVRON CORP NEW................. COMMON 166764100    578     6,177  SH        OTHER        1       5,552           625
CISCO SYS INC.................... COMMON 17275R102  1,617    48,807  SH        DEFINED      1      44,808         3,999
CITIGROUP INC.................... COMMON 172967101  1,095    23,471  SH        DEFINED      1      22,422         1,049
CITIGROUP INC.................... COMMON 172967101    213     4,568  SH        OTHER        1       4,203    365
CNB FINL CORP PA................. COMMON 126128107    332    23,400  SH        DEFINED      1      23,400
CONOCOPHILLIPS................... COMMON 20825C104    270     3,074  SH        DEFINED      1       1,404         1,670
CONOCOPHILLIPS................... COMMON 20825C104    176     2,000  SH        OTHER        1       2,000
CONSTELLATION ENERGY GROUP I..... COMMON 210371100      3        30  SH        DEFINED      1                        30
CONSTELLATION ENERGY GROUP I..... COMMON 210371100    214     2,500  SH        OTHER        1       2,500
COVENTRY HEALTH CARE INC......... COMMON 222862104    176     2,824  SH        DEFINED      1       2,790            34
COVENTRY HEALTH CARE INC......... COMMON 222862104     29       463  SH        OTHER        1         463
CVS CAREMARK CORPORATION......... COMMON 126650100    742    18,721  SH        DEFINED      1      18,721
CVS CAREMARK CORPORATION......... COMMON 126650100     20       501  SH        OTHER        1         501
DANAHER CORP DEL................. COMMON 235851102    708     8,559  SH        DEFINED      1       8,559
DISNEY WALT CO................... COMMON 254687106    947    27,540  SH        DEFINED      1      26,230         1,310
DISNEY WALT CO................... COMMON 254687106     34     1,000  SH        OTHER        1       1,000
DOMINION RES INC VA NEW.......... COMMON 25746U109    884    10,490  SH        DEFINED      1      10,490
DOMINION RES INC VA NEW.......... COMMON 25746U109    132     1,562  SH        OTHER        1       1,562
DOW CHEM CO...................... COMMON 260543103    256     5,941  SH        DEFINED      1       5,941
DOW CHEM CO...................... COMMON 260543103     11       250  SH        OTHER        1         250
DU PONT E I DE NEMOURS & CO...... COMMON 263534109    332     6,704  SH        DEFINED      1       6,704
DU PONT E I DE NEMOURS & CO...... COMMON 263534109     94     1,900  SH        OTHER        1         300  1,600
EASTMAN CHEM CO.................. COMMON 277432100    519     7,777  SH        DEFINED      1       7,762            15
EASTMAN CHEM CO.................. COMMON 277432100     28       426  SH        OTHER        1         426
EBAY INC......................... COMMON 278642103    829    21,242  SH        DEFINED      1      21,242
EBAY INC......................... COMMON 278642103     19       475  SH        OTHER        1         475
ELECTRONIC ARTS INC.............. COMMON 285512109    511     9,132  SH        DEFINED      1       9,132
ELECTRONIC ARTS INC.............. COMMON 285512109      6       100  SH        OTHER        1         100





                                                                             
EMBRYO DEV CORP.................. COMMON 290818103      0    15,000 SH  DEFINED       1      15,000
EMERSON ELEC CO.................. COMMON 291011104     74     1,390 SH  DEFINED       1         600          790
EMERSON ELEC CO.................. COMMON 291011104    943    17,710 SH  OTHER         1      17,710
ESB FINANCIAL CORP............... COMMON 26884F102    133    12,510 SH  DEFINED              12,510      0     0
EXELON CORP...................... COMMON 30161N101    155     2,056 SH  DEFINED       1       2,036           20
EXELON CORP...................... COMMON 30161N101    107     1,416 SH  OTHER         1       1,416
EXXON MOBIL CORP................. COMMON 30231G102  4,774    51,574 SH  DEFINED       1      51,574
EXXON MOBIL CORP................. COMMON 30231G102  3,020    32,624 SH  OTHER         1      12,707 19,917
FEDEX CORP....................... COMMON 31428X106  1,076    10,269 SH  DEFINED       1      10,049          220
FEDEX CORP....................... COMMON 31428X106     18       175 SH  OTHER         1         175
FIRST COMWLTH FINL CORP PA....... COMMON 319829107 13,240 1,197,125 SH  DEFINED       1   1,193,659  3,466
FIRST COMWLTH FINL CORP PA....... COMMON 319829107    858    77,602 SH  OTHER         1      43,887 33,715
FIRSTMERIT CORP.................. COMMON 337915102    198    10,000 SH  DEFINED              10,000      0     0
FNB.............................. COMMON 302520101  5,021   303,600 SH  DEFINED             303,600      0     0
FORTUNE BRANDS INC............... COMMON 349631101    950    11,664 SH  DEFINED       1      11,024          640
FORTUNE BRANDS INC............... COMMON 349631101     22       275 SH  OTHER         1         275
FPL GROUP INC.................... COMMON 302571104    158     2,598 SH  DEFINED       1       2,450          148
FPL GROUP INC.................... COMMON 302571104    127     2,083 SH  OTHER         1       2,083
FRANKLIN RES INC................. COMMON 354613101    530     4,153 SH  DEFINED       1       4,153
GATEWAY BANK OF PENNSYLVANIA..... COMMON 869099101     50     5,000 SH  DEFINED               5,000      0     0
GENERAL ELECTRIC CO.............. COMMON 369604103  2,481    59,936 SH  DEFINED       1      57,071        2,865
GENERAL ELECTRIC CO.............. COMMON 369604103  5,383   130,033 SH  OTHER         1     128,203  1,830
GLAXOSMITHKLINE PLC.............. COMMON 37733W105    219     4,119 SH  DEFINED       1       4,119
GLAXOSMITHKLINE PLC.............. COMMON 37733W105      4        67 SH  OTHER         1          67
HARLEYSVILLE NATIONAL CORP....... COMMON 412850109    752    47,349 SH  DEFINED              47,349      0     0
HARTFORD FINL SVCS GROUP INC..... COMMON 416515104  1,067    11,532 SH  DEFINED       1      11,032          500
HARTFORD FINL SVCS GROUP INC..... COMMON 416515104     93     1,002 SH  OTHER         1       1,002
HELMERICH & PAYNE INC............ COMMON 423452101    592    18,037 SH  DEFINED       1      18,037
HUNTINGTON BANCSHARES, INC....... COMMON 446150104    170    10,000 SH  DEFINED              10,000      0     0
INGERSOLL-RAND COMPANY LTD....... COMMON G4776G101    857    15,736 SH  DEFINED       1      15,646           90
INGERSOLL-RAND COMPANY LTD....... COMMON G4776G101    667    12,250 SH  OTHER         1      12,250
INTEL CORP....................... COMMON 458140100    378    14,635 SH  DEFINED       1      10,135        4,500
INTEL CORP....................... COMMON 458140100     93     3,600 SH  OTHER         1       3,600
INTERNATIONAL BUSINESS MACHS..... COMMON 459200101  1,568    13,314 SH  DEFINED       1      13,198          116
INTERNATIONAL BUSINESS MACHS..... COMMON 459200101  1,773    15,050 SH  OTHER         1      14,950    100
JACOBS ENGR GROUP INC DEL........ COMMON 469814107  1,296    17,142 SH  DEFINED       1      17,142
JACOBS ENGR GROUP INC DEL........ COMMON 469814107     36       475 SH  OTHER         1         475
JOHNSON & JOHNSON................ COMMON 478160104  1,380    21,007 SH  DEFINED       1      19,992        1,015
JOHNSON & JOHNSON................ COMMON 478160104    592     9,007 SH  OTHER         1       9,007
JP MORGAN CHASE & CO............. COMMON 46625H100    354     7,727 SH  DEFINED       1       5,977        1,750
JP MORGAN CHASE & CO............. COMMON 46625H100    154     3,370 SH  OTHER         1       3,370
JUNIATA VALLEY NATL BK........... COMMON 482016102    992    48,238 SH  DEFINED       1      48,238
KRAFT FOODS INC.................. COMMON 50075N104     32       930 SH  DEFINED       1         930
KRAFT FOODS INC.................. COMMON 50075N104    777    22,526 SH  OTHER         1      22,526
L-3 COMMUNICATIONS HLDGS INC..... COMMON 502424104     18       175 SH  OTHER         1         175
LEESPORT FINANCIAL CORPORATION... COMMON 524477106  1,827    95,005 SH  DEFINED              95,005      0     0
LOWES COS INC.................... COMMON 548661107    860    30,699 SH  DEFINED       1      30,699
LOWES COS INC.................... COMMON 548661107    173     6,183 SH  OTHER         1       5,583    600
MAGNITUDE INFORMATION SYS IN..... COMMON 559534102      5   112,400 SH  DEFINED       1     112,400
MARATHON OIL CORP................ COMMON 565849106    231     4,046 SH  DEFINED       1       1,766        2,280
MCCORMICK & CO INC............... COMMON 579780206    765    21,278 SH  DEFINED       1      20,423          855
MCCORMICK & CO INC............... COMMON 579780206     11       300 SH  OTHER         1         300
MCDONALDS CORP................... COMMON 580135101    645    11,846 SH  DEFINED       1      11,581          265
MCDONALDS CORP................... COMMON 580135101     27       500 SH  OTHER         1         500
MCKESSON CORP.................... COMMON 58155Q103    662    11,258 SH  DEFINED       1      11,235           23
MERCK & CO INC................... COMMON 589331107    119     2,299 SH  DEFINED       1       2,299
MERCK & CO INC................... COMMON 589331107  1,369    26,478 SH  OTHER         1      25,978    500
MERRILL LYNCH & CO INC........... COMMON 590188108    874    12,264 SH  DEFINED       1      11,744          520
MERRILL LYNCH & CO INC........... COMMON 590188108    333     4,675 SH  OTHER         1       4,675
MICROSOFT CORP................... COMMON 594918104  1,213    41,172 SH  DEFINED       1      39,152        2,020
MICROSOFT CORP................... COMMON 594918104    205     6,958 SH  OTHER         1       6,958
MORGAN STANLEY................... COMMON 617446448      1        20 SH  DEFINED       1                       20
MORGAN STANLEY................... COMMON 617446448    295     4,680 SH  OTHER         1       4,680
NATIONAL CITY CORP............... COMMON 635405103    362    14,414 SH  DEFINED       1      14,303          111
NATIONAL CITY CORP............... COMMON 635405103      4       150 SH  OTHER         1         150
NEW MEXICO BANQUEST.............. COMMON 647991926  1,686     7,207 SH  DEFINED       1       7,207
NEW MEXICO BANQUEST.............. COMMON 647991926    168       717 SH  OTHER         1         717
OMEGA FINANCIAL CORP............. COMMON 682092101  4,367   165,377 SH  DEFINED             165,377      0     0
ORACLE CORP...................... COMMON 68389X105    978    45,160 SH  DEFINED       1      45,160
ORACLE CORP...................... COMMON 68389X105     63     2,933 SH  OTHER         1       2,933
PARKVALE FINANCIAL CORP.......... COMMON 701492100  6,514   224,544 SH  DEFINED             224,544      0     0
PENNSYLVANIA RL ESTATE INVT...... COMMON 709102107    289     7,414 SH  DEFINED       1       7,414
PEPSICO INC...................... COMMON 713448108  1,684    22,981 SH  DEFINED       1      22,133          848
PEPSICO INC...................... COMMON 713448108  1,675    22,867 SH  OTHER         1      22,867
PETSMART INC..................... COMMON 716768106    796    24,954 SH  DEFINED       1      23,844        1,110
PETSMART INC..................... COMMON 716768106     11       350 SH  OTHER         1         350
PFIZER INC....................... COMMON 717081103    403    16,497 SH  DEFINED       1      13,044        3,453
PFIZER INC....................... COMMON 717081103    632    25,869 SH  OTHER         1      25,869
PNC FINL SVCS GROUP INC.......... COMMON 693475105    338     4,958 SH  DEFINED       1       4,857          101
PNC FINL SVCS GROUP INC.......... COMMON 693475105    286     4,200 SH  OTHER         1       4,200
PPG INDS INC..................... COMMON 693506107    222     2,938 SH  DEFINED       1       2,938
PPG INDS INC..................... COMMON 693506107  1,617    21,404 SH  OTHER         1      16,554  4,850
PPL CORP......................... COMMON 69351T106    340     7,342 SH  DEFINED       1       7,342
PPL CORP......................... COMMON 69351T106    130     2,800 SH  OTHER         1       2,800
PRICE T ROWE GROUP INC........... COMMON 74144T108  1,011    18,159 SH  DEFINED       1      18,159
PRICE T ROWE GROUP INC........... COMMON 74144T108     75     1,350 SH  OTHER         1       1,350
PROCTER & GAMBLE CO.............. COMMON 742718109  1,702    24,198 SH  DEFINED       1      23,428          770
PROCTER & GAMBLE CO.............. COMMON 742718109  2,912    41,396 SH  OTHER         1      41,396





                                                                         
PUBLIC SVC ENTERPRISE GROUP...... COMMON 744573106     243     2,759 SH  DEFINED      1    1,539       1,220
PUBLIC SVC ENTERPRISE GROUP...... COMMON 744573106     372     4,230 SH  OTHER        1    4,230
ROCKWELL AUTOMATION INC.......... COMMON 773903109     206     2,959 SH  DEFINED      1    2,959
ROCKWELL AUTOMATION INC.......... COMMON 773903109     139     2,000 SH  OTHER        1    2,000
ROCKWELL COLLINS INC............. COMMON 774341101     193     2,637 SH  DEFINED      1    2,637
ROCKWELL COLLINS INC............. COMMON 774341101     146     2,000 SH  OTHER        1    2,000
ROYAL BANCSHARES OF PENN-A....... COMMON 780081105     442    20,156 SH  DEFINED          20,156     0     0
ROYAL DUTCH SHELL PLC............ COMMON 780259206      66       802 SH  DEFINED      1      714          88
ROYAL DUTCH SHELL PLC............ COMMON 780259206     370     4,500 SH  OTHER        1    4,500
S & T BANCORP INC................ COMMON 783859101   2,621    81,672 SH  DEFINED      1   81,672
S & T BANCORP INC................ COMMON 783859101     182     5,656 SH  OTHER        1    5,656
SCHLUMBERGER LTD................. COMMON 806857108   1,205    11,473 SH  DEFINED      1   11,317         156
SCHLUMBERGER LTD................. COMMON 806857108     364     3,468 SH  OTHER        1    3,468
SOUTHERN CO...................... COMMON 842587107     716    19,749 SH  DEFINED      1   19,502         247
SOUTHERN CO...................... COMMON 842587107       5       150 SH  OTHER        1      150
SUSQUEHANNA BANCSHARES INC....... COMMON 869099101   1,397    69,487 SH  DEFINED          69,487     0     0
SUSQUEHANNA BANCSHARES INC P..... COMMON 869099101   1,050    52,242 SH  DEFINED      1   52,242
TARGET CORP...................... COMMON 87612E106   1,257    19,775 SH  DEFINED      1   19,775
TARGET CORP...................... COMMON 87612E106     354     5,563 SH  OTHER        1    5,563
TEXAS INSTRS INC................. COMMON 882508104     838    22,903 SH  DEFINED      1   20,953       1,950
THERMO FISHER SCIENTIFIC INC..... COMMON 883556102     790    13,694 SH  DEFINED      1   13,694
TRISTATE CAPITAL BANK............ COMMON 99R733108     500    50,000 SH  DEFINED          50,000     0     0
UNITED TECHNOLOGIES CORP......... COMMON 913017109   1,359    16,885 SH  DEFINED      1   16,180         705
UNITED TECHNOLOGIES CORP......... COMMON 913017109      31       383 SH  OTHER        1      383
VALERO ENERGY CORP NEW........... COMMON 91913Y100     990    14,737 SH  DEFINED      1   14,737
VALERO ENERGY CORP NEW........... COMMON 91913Y100      34       500 SH  OTHER        1      500
VERIZON COMMUNICATIONS........... COMMON 92343V104   2,208    49,875 SH  DEFINED      1   49,875
VERIZON COMMUNICATIONS........... COMMON 92343V104   1,189    26,842 SH  OTHER        1   22,298 4,544
VODAFONE GROUP PLC NEW........... COMMON 92857W209      92     2,528 SH  DEFINED      1    2,528
VODAFONE GROUP PLC NEW........... COMMON 92857W209     203     5,589 SH  OTHER        1    5,589
WACHOVIA CORP NEW................ COMMON 929903102   1,283    25,589 SH  DEFINED      1   25,485         104
WELLPOINT INC.................... COMMON 94973V107     685     8,678 SH  DEFINED      1    8,678
WELLPOINT INC.................... COMMON 94973V107       8       100 SH  OTHER        1      100
WELLS FARGO & CO NEW............. COMMON 949746101   1,006    28,241 SH  DEFINED      1   26,886       1,355
WELLS FARGO & CO NEW............. COMMON 949746101     211     5,932 SH  OTHER        1    5,932
WILLOW FINANCIAL BANCORP, INC.... COMMON 97111W101     887    71,303 SH  DEFINED          71,303     0     0
WINDSTREAM CORP.................. COMMON 97381W104      54     3,825 SH  DEFINED      1    3,547         278
WINDSTREAM CORP.................. COMMON 97381W104      92     6,527 SH  OTHER        1      100       6,427
WYETH............................ COMMON 983024100     613    13,756 SH  DEFINED      1   13,756
WYETH............................ COMMON 983024100      18       400 SH  OTHER        1      400
GRAND TOTALS.....................                  153,906 4,688,833