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                                  United States
                       Securities and Exchange Commission
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported) October 21, 2004
                                                         ----------------

                           SCBT FINANCIAL CORPORATION
                           --------------------------
             (Exact name of registrant as specified in its charter)

        South Carolina                 001-12669                 57-079935
        --------------                 ---------                 ---------
(State or other jurisdiction    (Commission File Number)      (IRS Employer
       of incorporation)                                    Identification No.)

    520 Gervais Street
    Columbia, South Carolina                                  29201-3046
    ------------------------                                  ----------
(Address of principal executive offices)                      (Zip Code)

        Registrant's telephone number, including area code (800) 277-2175
                                                            -------------

          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[  ]  Written communications pursuant to Rule 425 under the Securities Act
      (17 CFR 230.425)

[  ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
      (17 CFR 240.14a-12)

[  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

[  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c))



Item 5.02 Departure of Directors or Principal Officers; Election of
Directors; Appointment of Principal Officers.

     (d)  On October 21, 2004, Susie H. VanHuss was appointed director of SCBT
          Financial Corporation and its lead banking subsidiary, South Carolina
          Bank and Trust, N.A. She is expected to be named to the Audit and
          Trust Committees. The press release issued in this regard on October
          27, 2004 is furnished herewith as Exhibit 99.1

           -----------------------------------------------------------

          Statements included in this Current Report on Form 8-K that are not
          historical in nature are intended to be, and are hereby
          identified as, forward looking statements for purposes of the
          safe harbor provided by Section 21E of the Securities and
          Exchange Act of 1934, as amended.






                                    SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed by the undersigned hereunto
duly authorized.

October 27, 2004                   SCBT Financial Corporation



                                   By:  /s/ Richard C. Mathis
                                        ---------------------
                                        Richard C. Mathis
                                        Executive Vice President and
                                        Chief Financial Officer








                                  Exhibit Index

Exhibit No                        Description of Exhibit
----------                        ----------------------

      99.1                        Press release dated October 27, 2004