SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report: September 10, 2003
(Date of earliest event reported)
PRINCIPAL FINANCIAL GROUP, INC.
(Exact name of registrant as specified in its charter)
Delaware 1-16725 42-1520346
(State or other jurisdiction (Commission file number) (I.R.S. Employer
of incorporation) Identification Number)
711 High Street, Des Moines, Iowa 50392
(Address of principal executive offices)
(515) 247-5111
(Registrant's telephone number,
including area code)
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ITEM 9. REGULATION FD DISCLOSURE
We are filing this Form 8-K in light of investor interest related to concerns
expressed by other companies in the mortgage banking industry about the impact
of the sharp rise in interest rates on loan production earnings, loan pipelines
and hedges. We gave our third quarter guidance on August 4, factoring in the
sharp rise in interest rates that had occurred. Therefore, we have no change at
this time to the net income or operating earnings guidance provided for the
third quarter with our earnings press release dated August 4, 2003.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
PRINCIPAL FINANCIAL GROUP, INC.
By: /S/ THOMAS J. GRAF
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Name: Thomas J. Graf
Title: Senior Vice President - Investor
Relations
Date: September 10, 2003