SECURITIES AND EXCHANGE COMMISSION

                              Washington, DC 20549



                                    FORM 8-K

                                 CURRENT REPORT



     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): January 19, 2005


                              Eagle Bancorp, Inc.
             (Exact name of registrant as specified in its charter)


                          Maryland 0-25923 52-2061461
      (State or other jurisdiction (Commission file number) (IRS Employer
                           of incorporation) Number)


                 7815 Woodmont Avenue, Bethesda, Maryland 20814
              (Address of Principal Executive Offices) (Zip Code)


        Registrant's telephone number, including area code: 301.986.1800

         Check the appropriate box below if the Form 8-K is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (See General Instruction A.2. below):

         |_|   Written communications pursuant to Rule 425 under the
               Securities Act (17 CFR 230.425)

         |_|   Soliciting material pursuant to Rule 14a-12 under the Exchange
               Act (17 CFR 240.14a-12)

         |_|   Pre-commencement communications pursuant to Rule 14d-2(b)
               under the Exchange Act (17 CFR 240.14d-2(b))

         |_|   Pre-commencement communications pursuant to Rule 13e-4(c)
               under the Exchange Act (17 CFR 240.13e-4(c))







Item 8.01  Other Events

         On January 19, 2005, Eagle Bancorp, Inc. issued the press release
attached hereto as exhibit 99, announcing the declaration of a 1.3 for 1 stock
split in the form of a 30% stock dividend, and the declaration of a cash
dividend of $0.07 per share.

Item 9.01.  Financial Statements and Exhibits

(a)  Financial Statements of Business Acquired.  Not applicable.

(b) Pro Forma Financial Information. Not Applicable.

(c) Exhibits.

         99  Press Release dated January 19, 2005


                                   Signatures

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                           EAGLE BANCORP, INC.



                                           By:  /s/ Ronald D. Paul        
                                              ----------------------------
                                              Ronald D. Paul, President, 
                                              Chief Executive Officer

Dated: January 19, 2005