SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of Earliest Event Reported): October 22, 2003
-----------------
EVANS BANCORP, INC.
--------------------
(Exact name of Registrant as Specified in Charter)
New York 0-18539 16-1332767
--------------------------------------------------------------------------------
(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification Number)
14-16 North Main Street, Angola, New York 14006
--------------------------------------------------------------------------------
(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code (716) 549-1000
---------------------------
ITEM 5. OTHER EVENTS
------
On October 22, 2003, Evans Bancorp, Inc. announced a stock repurchase
plan. A copy of the press release is attached hereto as Exhibit 99.1.
ITEM 7. FINANCIAL STATEMENT AND EXHIBITS
------
The following exhibit is included herein:
99.1 October 22, 2003 Press Release
ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION
-------
On October 22, 2003, Evans Bancorp, Inc. issued a press release setting
forth its results of operations and financial condition for the third quarter of
2003. A copy of that press release is attached hereto as Exhibit 99.1.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
EVANS BANCORP, INC.
By: /s/ James Tilley
----------------
James Tilley, President & CEO
October 22, 2003