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CUSIP, Text

Product Type
Buffered
Capital Protected Notes
Reverse Exchangeable

Asset Class
Commodities
Equities
Interest Rates
Foreign Exchange

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Current Offerings
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Market-Linked Principal Protected Note
78009PAC5

Product is in subscription until 04/05/11 - 04/26/11 (still 20 days)

Product Detail    Underlying Detail    Interactive Chart

Product Facts                      Performance and Statistics

Product type        Capital Protected
                                            Codes
Underlying                S and P 500
Currency                          USD       CUSIP   78009PAC5
Settlement Date              04/29/11
Maturity                     07/29/16
Underlying currency               USD
Quanto                             No

Please read the relevant prospectus, which contains material terms of the
securities and important risks that you should consider, before investing.
Capital Protected Notes protects your principal invested only against any
decline in the underlying market measure at maturity. They are not guaranteed
or insured by the Federal Deposit Insurance Corporation (FDIC) or secured by
collateral, nor are they obligations of or guaranteed by the UK government. All
payments due on Capital Protected Notes remain subject to the credit risk of
the issuer and its parent company.

Disclaimer
*If you are an individual investor and would like additional information about
the current offerings above, please contact your broker-dealer or financial
advisor. You should consult your financial and tax advisor to determine whether
a structured product is suitable for you and your investment needs and
objectives. You must make your own independent decisions regarding any
securities or financial instruments mentioned herein. You should consider
whether an investment strategy or the purchase or sale of any structured
product is appropriate for you in the light of your particular investment
needs, objectives, risk tolerance, and financial circumstances.

If you are a registered representative or a financial professional and would
like additional information about the offerings above, please contact Private
Investor Products North America at 1-866-PIP-IDEA (1-866-747-4332).

Information on the website regarding the performance of a security or the
underlying or any other financial instrument always relates to the past. Past
performance is not indicative of future results.