Pricing Supplement Dated December 6, 2002                 Rule 424(b)(3)
(To Prospectus Dated February 20, 2001)                   File No. 333-55440

                     GENERAL MOTORS ACCEPTANCE CORPORATION
                       Medium-Term Notes - Floating Rate
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Agent:                       Merrill Lynch & Co., as Principal
Principal Amount:            $65,000,000.00
Agent's Discount
  or Commission:             $406,250.00
Net Proceeds to Company:     $64,593,750.00
Initial Interest Rate:       Reset on the Issue Date (also an Interest
                             Reset Date).
Issue Date:                  12/11/2002
Maturity Date:               12/15/2005
Issue Price:                 100%
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Calculation Agent:  GMAC

Interest Calculation:
      /X/  Regular Floating Rate Note
      Interest Rate Basis: / / CD Rate            / / Commercial Paper Rate
                           / / Prime Rate         / / Federal Funds Rate
                           / / LIBOR (see below)
          /X/ Treasury Rate-The bond equivalent yield of the rate
              for the most recent auction of US T-Bills having
              maturity of 3 months as display on Telerate Page 56
                           / / Other
                              (see attached)
      If LIBOR, Designated LIBOR Page / / Reuters Page: / / or
         / / Telerate Page: 3750

Interest  Reset  Dates:  Each March 15, June 15,  September  15 and December 15,
provided however, the first Interest Reset Date will be December 11, 2002.

Interest  Payment  Dates:  Each March 15,  June 15,  September  15,  December 15
commencing March 15,2003.

Index Maturity: 3 Months
Spread (+/-): +2.55%

Rate Cap: The interest  rate on the Notes (which  equals the Interest Rate Basis
in effect  on each  Interest  Reset  Date plus the  Spread)  applicable  to each
Interest Period will be subject to a maximum Interest Rate of 7.75%.

Day Count Convention:
      / / Actual/360 for the period from  / /   to  / /
      /X/ Actual/Actual for the period from 12/11/02 to 12/15/05
      / / 30/360 for the period from  / /   to  / /
Redemption:
      /X/ The Notes cannot be redeemed prior to the Stated Maturity Date.
      / / The Notes may be redeemed prior to Stated Maturity Date.
      / / Initial Redemption Date:
          Initial Redemption Percentage: ___%
          Annual Redemption Percentage Reduction:  ___% until Redemption
          Percentage is 100% of the Principal Amount.
Repayment:
      / / The Notes cannot be repaid prior to the Maturity Date.
      /X/ The Notes can be repaid prior to the Maturity Date at the option of
          The holder of the Notes. (See "Repayment Upon Death" Below)
      / / Optional Repayment Date(s):
          Repayment Price:    %
Currency:
          Specified Currency: U.S. (If other than U.S. dollars, see attached)
          Minimum Denominations: ___________ (Applicable only if Specified
          Currency is other than U.S. dollars)

Original Issue Discount:  / / Yes     /X/ No
          Total Amount of OID:        Yield to Maturity:
          Initial Accrual Period:

Form:  /X/  Book-Entry               / / Certificated

Other: /X/  Principal               / /  Agent

If as principal:
         / /      The Notes are being offered at varying prices related to
                  prevailing market prices at the time of resale.

         /X/      The Notes are being offered at a fixed initial public offering
                  Price of 100% of principal amount.

If as agent:
                  The Notes are being offered at a fixed initial public offering
                  price of Xx% of principal amount.






Repayment Upon Death


These Notes are being offered subject to a "Survivor Option," as more fully
discussed below.


   Pursuant to exercise of the Survivor's Option, we will, at our option, either
repay or purchase any note (or portion thereof) properly tendered for repayment
by or on behalf of the person (the "Representative") that has authority to act
on behalf of the deceased owner of the beneficial interest in the note under the
laws of the appropriate jurisdiction (including, without limitation, the
personal representative, executor, surviving joint tenant or surviving tenant by
the entirety of such deceased beneficial owner) at a price equal to 100% of the
principal amount of the beneficial interest of the deceased owner in the note
plus accrued interest to the date of such repayment, subject to the following
limitations. We may, in our sole discretion, limit the aggregate principal
amount of the Notes as to which exercises of the Survivor's Option will be
accepted in any calendar year (the "Annual Put Limitation") to one percent (1%)
of the outstanding aggregate principal amount of the Notes as of the end of the
most recent fiscal year, but not less than $1,000,000 in any such calendar year,
or such greater amount as GMAC in its sole discretion may determine for any
calendar year, and may limit to $200,000, or such greater amount as we in our
sole discretion may determine for any calendar year, the aggregate principal
amount of the Notes (or portions thereof) as to which exercise of the Survivor's
Option will be accepted in the calendar year with respect to any individual
deceased owner or beneficial interests in the notes (the "Individual Put
Limitation"). Moreover, we will not make principal repayments or purchases
pursuant to exercise of the Survivor's Option in amounts that are less than
$1,000, and, in the event that the limitations described in the preceding
sentence would result in the partial repayment or purchase of any note, the
principal amount of such note remaining outstanding after repayment must be at
least $1,000 (the minimum authorized denomination of the notes). Any note (or
portion thereof) tendered pursuant to exercise of the Survivor's Option may not
be withdrawn.


   Each note (or portion of a note) that is tendered pursuant to valid exercise
of the Survivor's Option will be accepted promptly in the order all the notes
are tendered, except for any note (or portion of a note) the acceptance of which
would contravene (i) the Annual Put Limitation or (ii) the Individual Put
Limitation with respect to the relevant individual deceased owner of beneficial
interests. If, as of the end of any calendar year, the aggregate principal
amount of notes (or portions of a note) that have been accepted pursuant to
exercise of the Survivor's Option during such year has not exceeded the Annual
Put Limitation for the year, any exercise(s) of the Survivor's Option with
respect to notes (or portions of a note) not accepted during the calendar year
because acceptance would have contravened the Individual Put Limitation with
respect to an individual deceased owner of beneficial interests will be accepted
in the order all notes (or portions of a note) were tendered, to the extent that
any such exercise would not trigger the Annual Put Limitation for the calendar
year. Any note (or portion of a note) accepted for repayment pursuant to
exercise of the Survivor's Option will be repaid no later than the first
Interest Payment Date that occurs 20 or more calendar days after the date of
acceptance. Each note (or any portion of a note) tendered for repayment that is
not accepted in any calendar year due to the Annual Put Limitation, including
notes that exceeded the Individual Put Limitation, will be deemed to be tendered
in the following calendar year in the order in which all notes (or portions of a
note) were originally tendered, unless any note (or portion of a note) is
withdrawn by the Representative for the deceased owner prior to its repayment.
In the event that a note (or any portion of a note) tendered for repayment
pursuant to valid exercise of the Survivor's Option is not accepted, the Trustee
will deliver a notice by first-class mail to the registered holder at the last
known address as indicated in the Note Register, that states the reason the note
(or portion of a note) has not been accepted for payment.


   Subject to the foregoing, in order for a Survivor's Option to be validly
exercised with respect to any note (or portion thereof), the Trustee must
receive from the Representative of the deceased owner:


     (1) an original written request for repayment signed by the Representative,
  and the signature must be guaranteed by a member firm of a registered national
  securities exchange or of the National Association of Securities Dealers, Inc.
  (the "NASD") or a commercial bank or trust company having an office or
  correspondent in the United States,

     (2) tender of the note (or portion of the note) to be repaid,

     (3) appropriate evidence satisfactory to the Trustee that (a) the
  Representative has authority to act on behalf of the deceased beneficial
  owner, (b) the death of the beneficial owner has occurred (i.e., an original
  death certificate) and (c) the deceased was the owner of a beneficial interest
  in the note at the time of death (i.e., a brokerage account statement),

     (4) if applicable, a properly executed assignment or endorsement, and

     (5) if the beneficial interest in the note is held by a nominee of the
  deceased beneficial owner, a certificate satisfactory to the Trustee from such
  nominee attesting to the deceased's ownership of a beneficial interest in the
  note.

   Subject to our right to limit the aggregate principal amount of notes as to
which exercises of the Survivor's Option will be accepted in any one calendar
year, all questions as to the eligibility or validity of any exercise of the
Survivor's Option will be determined by the Trustee, in its sole discretion,
which determination will be final and binding on all parties.


   The death of a person owning a note in joint tenancy or tenancy by the
entirety with another or others will be deemed the death of the holder of the
note, and the entire principal amount of the note so held will be subject to
repayment, together with interest accrued thereon to the repayment date. The
death of a person owning a note by tenancy in common will be deemed the death of
a holder of a note only with respect to the deceased holder's interest in the
note so held by tenancy in common; except that in the event a note is held by
husband and wife as tenants in common, the death of either will be deemed the
death of the holder of the note, and the entire principal amount of the note so
held will be subject to repayment. The death of a person who, during his or her
lifetime, was entitled to substantially all of the beneficial interests of
ownership of a note, will be deemed the death of the holder thereof for purposes
of this provision, regardless of the registered holder, if such beneficial
interest can be established to the satisfaction of the Trustee. Such beneficial
interest will be deemed to exist in typical cases of nominee ownership,
ownership under the Uniform Gifts to Minors Act, community property or other
joint ownership arrangements between a husband and wife and trust arrangements
where one person has substantially all of the beneficial ownership interest in
the note during his or her lifetime.


   In the case of repayment pursuant to the exercise of the Survivor's Option,
for notes represented by a Global Note, the Depositary or its nominee will be
the holder of the note and will be the only entity that can exercise the
Survivor's Option for the note. To obtain repayment pursuant to exercise of the
Survivor's Option with respect to the note, the Representative must provide to
the broker or other entity through which the beneficial interest in the note is
held by the deceased owner:


     (1) the documents described in clauses (1) and (3) of the third preceding
  paragraph, and

     (2) instructions to such broker or other entity to notify the Depositary of
  the Representative's desire to obtain repayment pursuant to exercise of the
  Survivor's Option.

   Such broker or other entity will provide to the Trustee:


     (1) the documents received from the Representative referred to in clause
  (1) of the preceding paragraph,

     (2) a certificate satisfactory to the Trustee from such broker or other
  entity stating that it represents the deceased beneficial owner,

     (3) a detailed description of the note, including CUSIP, coupon rate, if
  any, maturity date, and

     (4) the deceased's social security number.

   The broker or other entity will be responsible for disbursing any payments it
receives pursuant to exercise of the Survivor's Option to the appropriate
Representative.


   A Representative may obtain the forms used to exercise the Survivor's Option
from Citibank, N.A., 111 Wall Street, New York, NY 10043, Attn: Agency and Trust
Group, or call (800) 422-2066 during normal business hours.