UNITED STATES
                  SECURITIES AND EXCHANGE COMMISSION
                        Washington, D.C.  20549

                              FORM 13F

                        FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: 09/30/07

Check here if Amendment [  ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

            Name: PEOPLES BANK, NATIONAL ASSOCIATION
         Address: 138 PUTNAM STREET
City, State, Zip: MARIETTA, OH 45750

13F File Number:        28-10656

The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.


Person Signing this Report on Behalf of Reporting Manager:

Name:     DAVID T WESEL
Title:    EXECUTIVE VICE PRESIDENT & PRESIDENT
            PEOPLES FINANCIAL ADVISORS
Phone:    740-373-2932
Signature, Place, and Date of Signing:


/s/ DAVID T. WESEL                MARIETTA, OH       OCTOBER 12, 2007
____________________________    ________________   ___________________
     SIGNATURE                    CITY, STATE            DATE


Report Type (Check only one.):

[X]   13F HOLDINGS REPORT.

[ ]   13F NOTICE.

[ ]   13F COMBINATION REPORT.


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.




                          FORM 13F SUMMARY PAGE


Report Summary:

Number of Other Included Managers:               0

Form 13F Information Table Entry Total:        152

Form 13F Information Table Entry Total:   $143,363



List of Other Included Managers:

NONE




                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (x$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- --- ---  --- ---- ------- ------------- ------- --------- ------
                                                                                                     
AT&T CORP                      COM              00206R102      962    22741 SH       SOLE                    22741
AT&T CORP                      COM              00206R102       26      622 SH       OTHER                     622
ABBOTT LABORATORIES            COM              002824100      649    12120 SH       SOLE                    12120
ABBOTT LABORATORIES            COM              002824100       83     1550 SH       OTHER                    1550
AMERICAN INTL GROUP INC        COM              026874107      501     7417 SH       SOLE                     6627               790
AMERICAN INTL GROUP INC        COM              026874107       77     1143 SH       OTHER                    1143
APPLE INC                      COM              037833100      276     1800 SH       SOLE                     1800
BP AMOCO PLC SPONS ADR         COM              055622104      915    13194 SH       SOLE                    12094              1100
BP AMOCO PLC SPONS ADR         COM              055622104      411     5935 SH       OTHER                    5935
BANK OF AMERICA                COM              060505104     1240    24667 SH       SOLE                    23367              1300
BANK OF AMERICA                COM              060505104      133     2650 SH       OTHER                    2650
CAMCO FINANCIAL CORP           COM              132618109      666    49806 SH       SOLE                    49806
CAMCO FINANCIAL CORP           COM              132618109       24     1821 SH       OTHER                    1821
CHEVRON CORPORATION            COM              166764100     2327    24875 SH       SOLE                    24875
CHEVRON CORPORATION            COM              166764100      463     4958 SH       OTHER                    4958
CISCO SYSTEMS                  COM              17275R102      726    21930 SH       SOLE                    21930
CISCO SYSTEMS                  COM              17275R102      192     5805 SH       OTHER                    5805
COCA COLA                      COM              191216100      238     4146 SH       SOLE                     4146
COCA COLA                      COM              191216100      105     1840 SH       OTHER                    1840
COGNIZANT TECHNOLOGY SOLUTIONS COM              192446102      193     2430 SH       SOLE                     2430
COGNIZANT TECHNOLOGY SOLUTIONS COM              192446102       40      510 SH       OTHER                     510
COLGATE PALMOLIVE              COM              194162103      466     6545 SH       SOLE                     6545
COLGATE PALMOLIVE              COM              194162103       27      380 SH       OTHER                     380
DANAHER CORP                   COM              235851102      522     6315 SH       SOLE                     5250              1065
DANAHER CORP                   COM              235851102       24      300 SH       OTHER                     300
DOW JONES INDUSTRIAL TRUST SER COM              252787106     1578    11360 SH       SOLE                    11360
DOW CHEMICAL CO                COM              260543103      431    10021 SH       SOLE                    10021
DOW CHEMICAL CO                COM              260543103       12      300 SH       OTHER                     300
EMERSON ELECTRIC COMMON        COM              291011104      196     3697 SH       SOLE                     3697
EMERSON ELECTRIC COMMON        COM              291011104       90     1708 SH       OTHER                    1708
EXELON CORPORATION             COM              30161N101      506     6716 SH       SOLE                     6716
EXELON CORPORATION             COM              30161N101      120     1605 SH       OTHER                    1605
EXXON MOBIL CORPORATION        COM              30231G102     3516    37990 SH       SOLE                    37110               880
EXXON MOBIL CORPORATION        COM              30231G102      265     2871 SH       OTHER                    2871
FIRST FEDERAL DOVER FINANCIAL  COM              30243C107      224    15150 SH       DEFINED                                   15150
FIFTH THIRD BANCORP            COM              316773100     3270    96523 SH       SOLE                    96523
FORTUNE BRANDS INC             COM              349631101     1092    13411 SH       SOLE                    12776               635
GENERAL ELECTRIC CO COMMON     COM              369604103     2371    57273 SH       SOLE                    57273
GENERAL ELECTRIC CO COMMON     COM              369604103      363     8781 SH       DEFINED                                    8781
GENERAL ELECTRIC CO COMMON     COM              369604103      433    10475 SH       OTHER                   10475
GLAXO SMITHKLINE PLC ADR       COM              37733W105      190     3585 SH       SOLE                     2855               730
GLAXO SMITHKLINE PLC ADR       COM              37733W105       29      550 SH       OTHER                     550
GOLDMAN SACHS GROUP            COM              38141G104      371     1715 SH       SOLE                     1715
HEARTLAND BANCORP              COM              421962101     3907   113102 SH       DEFINED                                  113102
HUNTINGTON BANCSHARES          COM              446150104      823    48493 SH       SOLE                    16978             31515
HUNTINGTON BANCSHARES          COM              446150104      134     7911 SH       DEFINED                                    7911
HUNTINGTON BANCSHARES          COM              446150104       27     1641 SH       OTHER                    1641
ITT CORPORATION                COM              450911102      462     6810 SH       SOLE                     6810
ITT CORPORATION                COM              450911102       13      200 SH       OTHER                     200
INTEL CORP                     COM              458140100      353    13668 SH       SOLE                    13668
INTEL CORP                     COM              458140100        7      300 SH       OTHER                     300
IBM CORP                       COM              459200101      108      923 SH       SOLE                      923
IBM CORP                       COM              459200101      117     1000 SH       OTHER                    1000
ISHARES COMEX GOLD             COM              464285105      226     3080 SH       SOLE                     3080
ISHARES MSCI PACIFIC EX-JAPAN  COM              464286665     2242    13486 SH       SOLE                    13331               155
ISHARES MSCI PACIFIC EX-JAPAN  COM              464286665      152      915 SH       OTHER                     915
ISHARES S & P 100 INDEX FUND   COM              464287101     3180    44470 SH       SOLE                    44470
ISHARES S & P 100 INDEX FUND   COM              464287101      139     1945 SH       OTHER                    1945
ISHARES NYSE COMPOSITE         COM              464287143      210     2290 SH       SOLE                     1150              1140
ISHARES DJ SELECT DIV          COM              464287168      300     4343 SH       SOLE                     4343
ISHARES S & P 500 INDEX        COM              464287200     1992    13028 SH       SOLE                    13028
ISHARES S & P 500 INDEX        COM              464287200      156     1025 SH       OTHER                    1025
ISHARES LEHMAN AGGREGATE FUND  COM              464287226      530     5304 SH       SOLE                     5304
ISHARES MSCI EMERGING MARKET   COM              464287234      511     3424 SH       SOLE                     3424
ISHARES MSCI EMERGING MARKET   COM              464287234       33      225 SH       OTHER                     225
ISHARES S & P 500 BARRA GROWTH COM              464287309     4060    57065 SH       SOLE                    57065
ISHARES S & P 500 BARRA GROWTH COM              464287309       37      525 SH       OTHER                     525
ISHARES GOLDMAN SACHS NATURAL  COM              464287374      510     3965 SH       SOLE                     3965
ISHARES GOLDMAN SACHS NATURAL  COM              464287374       12      100 SH       OTHER                     100
ISHARES S & P 500 BARRA VALUE  COM              464287408      867    10652 SH       SOLE                    10652
ISHARES S & P 500 BARRA VALUE  COM              464287408        4       50 SH       OTHER                      50
ISHARES MSCI EAFE INDEX FOREIG COM              464287465    13474   163148 SH       SOLE                   161348              1800
ISHARES MSCI EAFE INDEX FOREIG COM              464287465      910    11022 SH       OTHER                   11022
ISHARES RUSSELL MIDCAP GROWTH  COM              464287481     1220    10512 SH       SOLE                    10512
ISHARES S & P 400 MIDCAP       COM              464287507     2956    33528 SH       SOLE                    32478              1050
ISHARES S & P 400 MIDCAP       COM              464287507      414     4706 SH       OTHER                    4706
ISHARES RUSSELL 1000 VALUE     COM              464287598     2613    30405 SH       SOLE                    30150               255
ISHARES S & P 400 MIDCAP GROWT COM              464287606     1481    16379 SH       SOLE                    16379
ISHARES S & P 400 MIDCAP GROWT COM              464287606        4       55 SH       OTHER                      55
ISHARES RUSSELL 1000 GROWTH    COM              464287614     3898    63154 SH       SOLE                    62524               630
ISHARES RUSSELL 1000 GROWTH    COM              464287614      162     2635 SH       OTHER                    2635
ISHARES RUSSELL 1000           COM              464287622     4733    57077 SH       SOLE                    56342               735
ISHARES RUSSELL 1000           COM              464287622      719     8672 SH       OTHER                    8672
ISHARES S & P 400 MIDCAP VALUE COM              464287705      705     8392 SH       SOLE                     8392
ISHARES DJ US TELECOM          COM              464287713      392    11600 SH       SOLE                    11600
ISHARES DJ US TECHNOLOGY       COM              464287721      332     5294 SH       SOLE                     5294
ISHARES DJ US TECHNOLOGY       COM              464287721       18      300 SH       OTHER                     300
ISHARES DJ US ENERGY SECTOR    COM              464287796      343     2632 SH       SOLE                     2632
ISHARES S & P 600 SMALL CAP    COM              464287804     1048    15033 SH       SOLE                    14713               320
ISHARES S & P 600 SMALL CAP    COM              464287804       31      450 SH       OTHER                     450
ISHARES S&P EUROPE 350 INDEX F COM              464287861      764     6415 SH       SOLE                     6380                35
ISHARES S&P EUROPE 350 INDEX F COM              464287861       95      800 SH       OTHER                     800
ISHARES KLD INDEX              COM              464288802      895    14051 SH       SOLE                    14051
JOHNSON & JOHNSON              COM              478160104      833    12685 SH       SOLE                    11910               775
JOHNSON & JOHNSON              COM              478160104       52      800 SH       OTHER                     800
MCDONALDS CORP                 COM              580135101      401     7375 SH       SOLE                     7375
MCDONALDS CORP                 COM              580135101       23      440 SH       OTHER                     440
MEDTRONIC INC                  COM              585055106      344     6115 SH       SOLE                     6115
MICROSOFT                      COM              594918104      579    19660 SH       SOLE                    19660
MICROSOFT                      COM              594918104       72     2460 SH       OTHER                    2460
NATIONAL-OILWELL VARCO INC     COM              637071101      411     2845 SH       SOLE                     2845
NATIONAL-OILWELL VARCO INC     COM              637071101       24      170 SH       OTHER                     170
NOVARTIS AG                    COM              66987V109      289     5275 SH       SOLE                     5275
NOVARTIS AG                    COM              66987V109       11      210 SH       OTHER                     210
NUVEEN MUNICIPAL MARKET OPPORT COM              67062W103      155    11300 SH       SOLE                    11300
NUVEEN OHIO DIVID ADVANTAGE FD COM              67071V104      148    10456 SH       SOLE                    10456
ORACLE CORPORATION             COM              68389X105      619    28617 SH       SOLE                    28617
ORACLE CORPORATION             COM              68389X105       10      500 SH       OTHER                     500
PANHANDLE ROYALTY CO.          COM              698477106      247    10000 SH       SOLE                    10000
PEABODY ENERGY CORP            COM              704549104      347     7250 SH       SOLE                     7250
PEABODY ENERGY CORP            COM              704549104        4      100 SH       OTHER                     100
PEOPLES BANCORP INC.           COM              709789101     6050   231094 SH       SOLE                   176820     54274
PEOPLES BANCORP INC.           COM              709789101    21536   822600 SH       OTHER                  237509    585091
PEPSICO                        COM              713448108      759    10363 SH       SOLE                    10363
PEPSICO                        COM              713448108       56      775 SH       OTHER                     775
POWERSHARES WILDERHILL CLEAN E COM              73935X500      272    11905 SH       SOLE                    11905
POWERSHARES WILDERHILL CLEAN E COM              73935X500       93     4100 SH       OTHER                    4100
POWERSHARES FTSE RAFI US1000   COM              73935X583     3508    57000 SH       SOLE                    56415               585
POWERSHARES FTSE RAFI US1000   COM              73935X583      199     3248 SH       OTHER                    3248
PRICE T ROWE GROUP INC         COM              74144T108      246     4430 SH       SOLE                     4430
PRICE T ROWE GROUP INC         COM              74144T108       22      400 SH       OTHER                     400
PROCTER & GAMBLE COMPANY COMMO COM              742718109     1287    18305 SH       SOLE                    18305
PROCTER & GAMBLE COMPANY COMMO COM              742718109      256     3640 SH       OTHER                    3640
QUESTAR CORP                   COM              748356102      210     4000 SH       SOLE                     4000
ROCKY BRANDS INC               COM              774515100     1878   176729 SH       OTHER                   23005            153724
RYDEX S&P 500 EQUAL-WEIGHT EFT COM              78355W106     2702    54059 SH       SOLE                    54059
RYDEX S&P 500 EQUAL-WEIGHT EFT COM              78355W106      135     2704 SH       OTHER                    2704
S & P 500 DEPOSITARY RECEIPT S COM              78462F103     5898    38660 SH       SOLE                    38660
S & P 500 DEPOSITARY RECEIPT S COM              78462F103      274     1800 SH       OTHER                    1800
SIMON PPTY GROUP INC NEW       COM              828806109      380     3807 SH       SOLE                     3807
SIMON PPTY GROUP INC NEW       COM              828806109       37      374 SH       OTHER                     374
TARGET CORPORATION             COM              87612E106      796    12528 SH       SOLE                    11633               895
TARGET CORPORATION             COM              87612E106       65     1025 SH       OTHER                    1025
3M COMPANY                     COM              88579Y101      247     2650 SH       SOLE                     2650
3M COMPANY                     COM              88579Y101       37      400 SH       OTHER                     400
UNITED BANKSHARES INC          COM              909907107     1033    33948 SH       SOLE                    33948
UNITED TECH CORP               COM              913017109     1010    12560 SH       SOLE                    11315              1245
UNITED TECH CORP               COM              913017109      192     2390 SH       OTHER                    2390
VERIZON COMMUNICATIONS         COM              92343V104      453    10235 SH       SOLE                    10235
VERIZON COMMUNICATIONS         COM              92343V104       36      826 SH       OTHER                     826
WACHOVIA CORP                  COM              929903102      290     5800 SH       SOLE                     5800
WACHOVIA CORP                  COM              929903102       10      200 SH       OTHER                     200
WALGREEN CO COMMON             COM              931422109      175     3720 SH       SOLE                     3720
WALGREEN CO COMMON             COM              931422109       78     1660 SH       OTHER                    1660
WELLS FARGO & CO               COM              949746101      437    12270 SH       SOLE                    10380              1890
WELLS FARGO & CO               COM              949746101       44     1250 SH       OTHER                    1250
WM WRIGLEY JR COMPANY          COM              982526105      526     8190 SH       SOLE                     8190
WM WRIGLEY JR COMPANY          COM              982526105       12      200 SH       OTHER                     200
WYETH COMM                     COM              983024100     2144    48140 SH       SOLE                    48140
WYETH COMM                     COM              983024100      133     3000 SH       OTHER                    3000
ACCENTURE LTD CLASS A          COM              G1150G111      558    13865 SH       SOLE                    11995              1870
ACCENTURE LTD CLASS A          COM              G1150G111       58     1450 SH       OTHER                    1450