Filed by WesBanco, Inc.
Pursuant to Rule 425 under the Securities Act
of 1933 and deemed filed pursuant to Rule 14a-12 under the
Securities Exchange Act of 1934
Subject Company: Western Ohio Financial Corporation
Commission File No. 0-24120
Date: July 28, 2004
Presentation presented by WesBanco, Inc. at the Fifth Annual KBW Community Bank Investor Conference
on July 28, 2004, at approximately 11:10 am.
