UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 --------------------------------------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 15, 2005 HCC INSURANCE HOLDINGS, INC. (Exact name of registrant as specified in its charter) Delaware 001-13790 76-0336636 ------------------------------- ------------------- --------------------------- (State or other jurisdiction (Commission File (IRS Employer of incorporation) Number) Identification No.) 13403 Northwest Freeway Houston, Texas 77040-6094 ------------------------------------------- ------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (713) 690-7300 Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) --------------------------------------------- Item 2.02. Results of Operations and Financial Condition. On February 15, 2005, HCC Insurance Holdings, Inc. announced its results for the Fourth Quarter of 2004 and for the full year ended December 31, 2004. A press release setting forth the announcement is furnished as Exhibit 99.1 and is incorporated herein by reference. Item 9.01 Financial Statements and Exhibits No. Exhibit --------------- ------------------------------------------------- 99.1 Earnings Press Release dated February 15, 2005 The information contained herein shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. HCC INSURANCE HOLDINGS, INC. Date: February 15, 2005 By: /s/ CHRISTOPHER L. MARTIN ------------------------------------ Christopher L. Martin, Executive Vice President and General Counsel EXHIBIT INDEX No. Exhibit --------------- ----------------------------------------------- 99.1 Earnings Press Release dated February 15, 2005